Miami County property record for 541 Northpoint Ct, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,751 sqft · built 2004 |
| Lot Size | 0.166 acres (7,231 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $349,000 (May 2026) |
| Tax Bill | $3,945 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-104918 |
| Primary APN | D08-104918 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,751 sqft Living Area |
| 1st Floor Area | 1,950 sqft |
| Upper Floors Area | 776 sqft |
| Basement Area | 975 sqft |
| Unfinished Basement | 975 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 7,231 sqft (0.166 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 56 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 541 NORTHPOINT CT |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-5418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 9594 WILLOW POINT SUB |
| Legal Subdivision | WILLOW POINT SUB |
| Legal Lot Number | 9594 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 365001 |
Source: Miami County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 541 NORTHPOINT CT, TROY, OH 45373-5418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| May 12, 2026 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Oct 28, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Jan 30, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Apr 18, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2026 · Amount on Record |
| Deed Sale | May 12, 2026 · Amount on Record |
| Prior Sale | Oct 3, 2011 · Amount on Record |
| Deed Document Number | 20265675 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | May 12, 2026 |
| Property Address | 541 NORTHPOINT CT, TROY, OH 45373-5418 |
| Document Number | 0000005675 |
| Instrument Date | May 8, 2026 |
| Instrument | 2026.5675 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2026 |
| Title Company | HOMESERVICES TITLE, HOME SERVICES TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $70,498.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 541 NORTHPOINT CT, TROY, OH 45373-5418 |
| Document Number | 0000005676, |
|---|---|
| Date | May 12, 2026 |
| Instrument | 2026.5676 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 541 NORTHPOINT CT, TROY, OH 45373-5418 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000015911 |
|---|---|
| Date | Oct 28, 2020 |
| Instrument | 2020OR-15911 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 541 NORTHPOINT CT, TROY, OH 45373-5418 |
| Document Number | 0000001556 |
| Instrument Date | Jan 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 541 NORTHPOINT CT TROY OH 453735418, TROY, OH 45373-5418 |
| Document Number | 0000001556 |
|---|---|
| Date | Feb 4, 2020 |
| Instrument | 1556 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 3, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 541 NORTHPOINT CT, TROY, OH 45373-5418 |
| Document Number | 0000004138 |
| Instrument Date | Apr 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 541 NORTHPOINT CT TROY OH 453735418, TROY, OH 45373-5418 |
| Document Number | 0000004138 |
|---|---|
| Date | Apr 23, 2019 |
| Instrument | 4138 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 22, 2049 |
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,945.00 (+12.62%) Homeowner's exemption | $119,000 (+28.11%) Land $16,590 Building $102,410 | $340,000 (+28.11%) Land $47,400 Building $292,600 |
| 2024 | $3,503.00 (+2.22%) Homeowner's exemption | $92,890 (-) Land $17,290 Building $75,600 | |
| 2023 | $3,427.00 (+17.44%) Homeowner's exemption | $92,890 (-) Land $17,290 Building $75,600 | $265,400 (-) Land $49,400 Building $216,000 |
| 2022 | $2,918.00 Homeowner's exemption | $92,890 Land $17,290 Building $75,600 | $265,400 Land $49,400 Building $216,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2004–2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 26,305 people · EPA ID OH5501612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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