541 N Front St, Reading, PA 19601 Property Records

Berks County property record for 541 N Front St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,646 sqft · built 1900
Lot Size	0.04 acres (1,742 sqft)
Owner	Company Name on Record
Last Sale	$96,000 (Sep 2022)
Tax Bill	$494 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5307-65-53-7361`

Property Details

APN / Parcel Number

Primary APN	`5307-65-53-7361`
Alternative APNs	`15-5307-65-53-7361` `043025`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	1,646 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,742 sqft (0.04 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	541 N FRONT ST
City	READING
State	PA
Zip	19601-2728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	53
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1008
Census Tract	1000

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2 ALBERT LN, READING, PA 19607-9365
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage DIAMOND CU
Sep 12, 2022	Deed, Transfer · Stand-Alone First Mortgage YIHUI XIAO
Mar 15, 2022	Deed, Transfer CONESTOGA TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2022 · Amount on Record
Deed Sale	Sep 12, 2022 · Amount on Record
Prior Sale	Mar 15, 2022 · Amount on Record
Deed Document Number	202236454
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	541 N FRONT ST, READING, PA 19601-2728
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023448
Date	Aug 9, 2023
Instrument	2023023448

Lender

Name	DIAMOND CU
Type	Credit Union
Address	POTTSTOWN, PA 19464

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 7, 2033

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Sep 12, 2022
Property Address	541 N FRONT ST, READING, PA 19601-2728
Document Number	0000036454
Instrument Date	Sep 9, 2022
Instrument	2022036454
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 ALTERT LANE, READING, PA 19607-9365

Mortgage

Document Number	0000036455
Date	Sep 12, 2022
Instrument	2022036455

Lender

Name	YIHUI XIAO
Type	Private Party
Address	94 CONNECTICUT AVE, SINKING SPRING, PA 19608

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Mar 15, 2022
Property Address	541 N FRONT ST, READING, PA 19601-2728
Document Number	0000010889
Instrument Date	Mar 14, 2022
Instrument	2022010889
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	CONESTOGA TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$460.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8304 BRIAN CREEK DR, ANNANDALE, VA 22003-4641

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$494.00 (+6.7%)	$17,500 (-) Land $5,000 Building $12,500	$5,000 (-71.43%) Land $5,000
2024	$463.00	$17,500 Land $5,000 Building $12,500
1994			$17,500 Land $5,000 Building $12,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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