Essex County and Lawrence City property record for 541 Lowell St, Lawrence, MA 01841
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,606 sqft · built 1915 |
| Lot Size | 0.158 acres (6,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $370,000 (Mar 2025) |
| Tax Bill | $4,180 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 227 0000 0016 A |
| Primary APN | 227 0000 0016 A |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,606 sqft Living Area |
| Gross Area | 3,732 sqft |
| Basement Area | 1,224 sqft |
| Unfinished Basement | 1,224 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,900 sqft (0.158 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 227 0000 0016 A |
|---|---|
| Street Address | 541 LOWELL ST |
| City | LAWRENCE |
| State | MA |
| Zip | 01841-4413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Lot Number | 16 |
| Jurisdiction | LAWRENCE MA |
| Township / Civil Division | LAWRENCE |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 250200 |
541 Lowell St is owned and occupied by two individuals who bought it in March 2025.
Source: Essex County and Lawrence City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 541 LOWELL ST, LAWRENCE, MA 01841-4413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2025 · Amount on File |
| Deed Sale | Mar 7, 2025 · Amount on File |
| Prior Sale | Mar 24, 2004 · Amount on File |
| Deed Document Number | 20253447 |
| Deed Book / Page | 18226 / 50 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Recording Date | Aug 11, 2026 |
| Property Address | 541 LOWELL ST, LAWRENCE, MA 01841-4413 |
| Document Number | 0000013689 |
| Book / Page | 18660 / 224 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 202613689 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 541 LOWELL ST, LAWRENCE, MA 01841-4413 |
| Investor | Possibly a Property Investor |
| Document Number | 0000013689, |
|---|---|
| Date | Aug 11, 2026 |
| Book Page | 18660/224 |
| Instrument | 202613689 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 349 Months |
| Due | Sep 1, 2055 |
| Max Rate | -1% |
|---|
The 2026 property tax bill for 541 Lowell St was $4,180, up 8.2% from the year before.
Source: Essex County and Lawrence City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lawrence City |
| Unified School District | Lawrence School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,180.00 (+8.23%) | $483,800 (+10.23%) Land $168,400 Building $315,400 | $538,276 (+53.72%) |
| 2025 | $3,862.00 (+6.22%) | $438,900 (+11.65%) Land $134,700 Building $304,200 | $350,170 |
| 2024 | $3,636.00 (+2.34%) | $393,100 (+12.41%) Land $130,100 Building $263,000 | |
| 2023 | $3,553.00 | $349,700 Land $114,000 Building $235,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 541 Lowell St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2020–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 541 Lowell St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2016 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 785 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile.
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