541 Long Train Dr, Troy, MO 63379 Property Records

Lincoln County property record for 541 Long Train Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,623 sqft · built 2015
Lot Size	0.281 acres (12,240 sqft)
Owner	2 Individual Names on File
Last Sale	$265,600 (Sep 2020)
Tax Bill	$2,853 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-10-01-000-000-004.021`

Property Details

APN / Parcel Number

Primary APN	`19-10-01-000-000-004.021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,623 sqft Living Area
Basement Area	1,623 sqft
Unfinished Basement	1,623 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	12,240 sqft (0.281 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	541 LONG TRAIN DR
City	TROY
State	MO
Zip	63379-2949
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 STONECROSSING
Legal Range	01W
Legal Township	48N
Legal Section	01
Legal Subdivision	STONECROSSING
Legal Lot Number	11
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	3
Census Block	3016
Census Tract	810308

Owner

541 Long Train Dr is owned and occupied by two individuals who bought it in September 2020.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	541 LONG TRAIN DR, TROY, MO 63379-2949
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2020 · Amount on File
Deed Sale	Sep 24, 2020 · Amount on File
Prior Sale	Apr 22, 2016 · Amount on File
Deed Document Number	202010872
Deed Book / Page	2452 / 807
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Sep 24, 2020
Property Address	541 LONG TRAIN DR, TROY, MO 63379-2949
Document Number	2452/807
Book / Page	2452 / 807
Map Reference	MB 14 PG 270
Instrument Date	Sep 23, 2020
Instrument	2020010872
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	541 LONG TRAIN DR, 541, TROY, MO 63379-2949

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	541 LONG TRAIN DR, TROY, MO 63379-2949

Mortgage

Document Number	2020010873
Date	Sep 24, 2020
Instrument	2020010873

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	541 LONG TRAIN DR, TROY, MO 63379-2949
Transaction Type	Mortgage
Record Updated	May 26, 2020
Title Company	TITLE PRARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2445/761
Date	Apr 20, 2020
Book Page	2445/761
Instrument	2020003770

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	May 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 541 Long Train Dr was $2,853.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,410 (-) Land $4,655 Building $40,755
2025	$2,853.00	$45,410 Land $4,655 Building $40,755	$239,000 Land $24,500 Building $214,500
2023	$2,671.00 (+5.99%)	$41,988 Land $3,840 Building $38,148	$220,990 Land $20,210 Building $200,780
2022	$2,520.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 541 Long Train Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 541 Long Train Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Systec Wireless Communications, Wisper ISP.

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