Ramsey County property record for 541 Lakeridge Dr, Shoreview, MN 55126
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,626 sqft · built 2008 |
| Lot Size | 0.351 acres (15,288 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,172,500 (Apr 2026) |
| Tax Bill | $12,928 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Apr 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-30-23-22-0078 |
| Primary APN | 25-30-23-22-0078 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,626 sqft Living Area |
| 1st Floor Area | 1,706 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Bi-Level |
| Exterior Material | Concrete |
| Construction Type | Concrete |
| Lot Area | 15,288 sqft (0.351 acres) |
| Lot Dimensions | 168 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 804 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 611246 |
|---|---|
| Street Address | 541 LAKERIDGE DR |
| City | SAINT PAUL |
| State | MN |
| Zip | 55126-2321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SNAIL LK LANDING LOT 12 BLK 3 |
| Legal Range | 23 |
| Legal Township | 30 |
| Legal Section | 25 |
| Legal Subdivision | SNAIL LK LANDING |
| Legal Block | 3 |
| Legal Lot Number | 12 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | SHOREVIEW |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 40709 |
541 Lakeridge Dr is owned and occupied by two individuals who acquired it in July 2026.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 541 LAKERIDGE DR, SAINT PAUL, MN 55126-2321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 26, 2022 | Deed of Trust, Mortgage · Line of Credit GEORGIAS OWN CU |
| Mar 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Apr 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage WELLSFARGOBANKNA |
| Mar 1, 2018 | Deed of Trust, Mortgage · Line of Credit RELIANT BK |
| Dec 8, 2016 | Deed of Trust, Mortgage · Line of Credit DEERWOOD BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2026 · Amount on File |
| Deed Sale | Apr 15, 2026 · Amount on File |
| Prior Sale | Nov 22, 2016 · Amount on File |
| Deed Document Number | 20265102645 |
| Last Transfer Date | Jul 15, 2026 |
| Transfer Doc | 0005114059 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jul 21, 2026 |
| Property Address | 541 LAKERIDGE DR, SAINT PAUL, MN 55126-2321 |
| Document Number | 0005114059 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 20265114059 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $171.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 541 LAKERIDGE DR, SAINT PAUL, MN 55126-2321 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 541 LAKERIDGE DR, SHOREVIEW, MN 55126-2321 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | 541 LAKERIDGE DR, SAINT PAUL, MN 55126-2321 |
| Document Number | 0A04944056 |
|---|---|
| Date | Apr 26, 2022 |
| Instrument | A04944056 |
| Name | GEORGIAS OWN CU |
|---|---|
| Type | Credit Union |
| Address | ATLANTA, GA 30303 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 541 LAKERIDGE DR, SHOREVIEW, MN 55126-2321 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Title Company | NORTH AMERICAN TITLE INSURANCE COMPANY, NORTH AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0A04940058 |
|---|---|
| Date | Mar 28, 2022 |
| Instrument | A04940058 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Apr 15, 2026 |
| Property Address | 541 LAKERIDGE DR, SAINT PAUL, MN 55126-2321 |
| Document Number | 0005102645 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 20265102645 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Title Company | WATERMARK TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $402,636.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 541 LAKERIDGE DR, SAINT PAUL, MN 55126-2321 |
| Document Number | 0005102648, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 20265102648 |
| Name | WELLSFARGOBANKNA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.43% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 541 LAKERIDGE DR, SHOREVIEW, MN 55126-2321 |
| Document Number | 0004701327 |
| Instrument Date | Mar 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 541 LAKERIDGE DR SHOREVIEW MN 551262321, SHOREVIEW, MN 55126-2321 |
| Document Number | 0004701327 |
|---|---|
| Date | Mar 9, 2018 |
| Instrument | 4701327 |
| Name | RELIANT BK |
|---|---|
| Type | Bank |
| Address | BRENTWOOD, TN 37027 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 8, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 541 LAKERIDGE DR, SHOREVIEW, MN 55126-2321 |
| Document Number | 0004648869 |
| Instrument Date | Dec 8, 2016 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 541 LAKERIDGE DR SHOREVIEW MN 551262321, SHOREVIEW, MN 55126-2321 |
| Document Number | 0004648869 |
|---|---|
| Date | Mar 1, 2017 |
| Instrument | 4648869 |
| Name | DEERWOOD BK |
|---|---|
| Type | Bank |
| Address | MENDOTA HEIGHTS, MN 55120 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 28, 2037 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 541 Lakeridge Dr was $12,928, up 1.7% from the year before.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | Shoreview City |
| Unified School District | Mounds View Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,039,700 (+4.27%) Land $166,800 Building $872,900 | $1,039,700 (+4.27%) Land $166,800 Building $872,900 | |
| 2025 | $12,928.00 (+1.73%) | $997,100 Land $166,800 Building $830,300 | $997,100 Land $166,800 Building $830,300 |
| 2024 | $12,708.00 (+4.78%) | ||
| 2023 | $12,128.00 | $900,400 Land $166,800 Building $733,600 | $900,400 Land $166,800 Building $733,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 541 Lakeridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 541 Lakeridge Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Shoreview serves 26,750 people · EPA ID MN1620020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| CenturyLink DSL | 140 / 20 |
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