541 Lake St, Chadron, NE 69337 Property Records

Dawes County property record for 541 Lake St, Chadron, NE 69337

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,988 sqft · built 1977
Lot Size	0.321 acres (14,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,772 (2025)
Deeds & Mortgages	Aug 2026 Sale Sep 2011 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`230006161`

Property Details

APN / Parcel Number

Primary APN	`230006161`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,988 sqft Living Area
1st Floor Area	778 sqft
Basement Area	1,532 sqft
Unfinished Basement	748 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	1,322 sqft
Parking Spaces	4 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	541 LAKE ST
City	CHADRON
State	NE
Zip	69337-2518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	BLOCK: LOT: 2 ADDITION: DEANS
Legal Subdivision	ADDITION DEANS
Legal Lot Number	2
Jurisdiction	DAWES NE
Township / Civil Division	05
Census Block Group	5
Census Block	5027
Census Tract	950700

Owner

Source: Dawes County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	541 LAKE ST, CHADRON, NE 69337-2518
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Affidavit, Transfer
Sep 6, 2011	Deed of Trust, Mortgage · Conventional Mortgage SECURITY FIRST BANK
Jul 8, 2010	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Mar 31, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 31, 2025
Transfer Doc	0000000309
Record Updated	Oct 29, 2026

August 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	DAWES NE
Recording Date	Aug 26, 2026
Property Address	541 LAKE ST, CHADRON, NE 69337-2518
Document Number	0000000742
Instrument Date	Aug 26, 2026
Instrument	2026742
Transaction Type	Transfer
Record Updated	Sep 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 LAKE ST, CHADRON, NE 69337-2217

September 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAWES NE
Property Address	541 LAKE ST, CHADRON, NE 69337-2518
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201100996
Date	Sep 6, 2011
Instrument	2011-00996

Lender

Name	SECURITY FIRST BANK
Type	Bank
Address	RUSHVILLE, NE 69360

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	83 Months
Due	Aug 15, 2018

July 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAWES NE
Property Address	541 LAKE ST, CHADRON, NE 69337-2518
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201000729
Date	Jul 8, 2010
Instrument	2010-00729

Lender

Name	ALLY BANK
Type	Bank
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2030

March 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAWES NE
Recording Date	Mar 31, 2025
Property Address	541 LAKE ST, CHADRON, NE 69337-2518
Document Number	0202500309
Instrument Date	Mar 31, 2025
Instrument	2025-00309
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Dawes County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Dawes County
Municipality	Chadron City
Unified School District	Chadron Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,170 (+9%) Land $41,965 Building $176,205	$218,170 (+9%) Land $41,965 Building $176,205
2025	$2,772.00 (-23.51%)	$200,155 (-) Land $38,500 Building $161,655	$200,155 (-) Land $38,500 Building $161,655
2023	$3,624.00	$200,155 Land $38,500 Building $161,655	$200,155 Land $38,500 Building $161,655

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2011

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 77% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHADRON serves 6,257 people · EPA ID NE3104507
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Cable · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Viaero Wireless.

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