Bergen County and Ridgewood Village property record for 541 Jemco Pl, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 1,977 sqft · built 1954 |
| Lot Size | 0.193 acres (8,407 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $540,000 (Nov 2003) |
| Tax Bill | $16,002 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-04403-0000-00006 |
| Primary APN | 51-04403-0000-00006 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,977 sqft Living Area |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 8,407 sqft (0.193 acres) |
| Lot Dimensions | 120 ft deep x 70 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 541 JEMCO PL |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-5431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .193 AC |
| Legal Subdivision | VALLEY VIEW TERRACE |
| Legal Block | 4403 |
| Legal Lot Number | 6 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 47500 |
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 392 CHELSEA ST, PARAMUS, NJ 07652-3435 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Jan 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Nov 21, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA |
| Jun 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WOORI AMERICA BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2003 · Amount on Record |
| Deed Sale | Nov 7, 2003 · Amount on Record |
| Prior Sale | Oct 2, 2000 |
| Deed Book / Page | 8631 / 127 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 541 JEMCO PL, RIDGEWOOD, NJ 07450-5431 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0039690744 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | 3969/744 |
| Instrument | 2021023016 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 541 JEMCO PL, RIDGEWOOD, NJ 07450-5431 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0039210971 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 3921/971 |
| Instrument | 21-008472 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Nov 13, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 541 JEMCO PL, RIDGEWOOD, NJ 07450-5431 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0034161405 |
|---|---|
| Date | Nov 21, 2019 |
| Book Page | 3416/1405 |
| Instrument | 19-080830 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Dec 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 541 JEMCO PL, RIDGEWOOD, NJ 07450-5431 |
| Document Number | 0029721998 |
| Instrument Date | Jun 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2018 |
| Title Company | AMERICAN LAND TITLE ASSOCIATION |
| Name | Verified Name |
|---|---|
| Address | 541 JEMCO PL RIDGEWOOD NJ 074505431, RIDGEWOOD, NJ 07450-5431 |
| Document Number | 0029721998 |
|---|---|
| Date | Jun 21, 2018 |
| Book Page | 002972/001998 |
| Instrument | 43358 |
| Name | WOORI AMERICA BK |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 20, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $553,700 (-) Land $308,600 Building $245,100 | $553,700 (-) Land $308,600 Building $245,100 | |
| 2025 | $16,002.00 (+0.73%) | $553,700 (-) Land $308,600 Building $245,100 | $553,700 (-) Land $308,600 Building $245,100 |
| 2024 | $15,886.00 (+4.98%) | ||
| 2023 | $553,700 Land $308,600 Building $245,100 | $553,700 Land $308,600 Building $245,100 | |
| 2022 | $15,132.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1999–2021) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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