541 High St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 541 High St, Cumberland, RI 02864

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 2,110 sqft · built 1900
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Tax Bill$4,578 (2026)
Deeds & MortgagesSep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN13-1944-20

Property Details

APN / Parcel Number

Primary APN13-1944-20
Alternative APN
  • CUMB M:009 B:0242 L:000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area2,110 sqft Living Area
Gross Area3,430 sqft
1st Floor Area1,196 sqft
Basement Area1,196 sqft
Unfinished Basement1,196 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number13-1944-20
Street Address541 HIGH ST
CityCUMBERLAND
StateRI
Zip02864-7501
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code110
Legal Block242
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group1
Census Block1006
Census Tract11200

Owner

541 High St, a duplex, is owned and occupied by an individual.

Source: Cumberland Town records, as of October 21, 2026

Owner of RecordIndividual Name on File
Mailing Address541 HIGH ST, CUMBERLAND, RI 02864-7501
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address541 HIGH ST, CUMBERLAND, RI 02864-7501
Document Number1784-505
Instrument DateSep 15, 2018
Transaction TypeMortgage
Record UpdatedOct 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address541 HIGH ST CUMBERLAND RI 028647501, CUMBERLAND, RI 02864-7501

Mortgage

Document Number1784-505
DateSep 27, 2018
Book Page001784/000505
Lender
NamePAWTUCKET CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 541 High St was $4,578, up 10.7% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,578.00 (+10.66%)$457,300 (+35.62%) Land $178,000 Building $279,300$502,974
2025$4,137.00$337,200 Land $90,400 Building $246,800
2023$3,918.00 (+28.5%)$337,200 (+65.78%) Land $90,400 Building $246,800
2022$3,049.00$203,400 Land $66,300 Building $137,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 541 High St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1978)
Most Recent ClaimJan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 541 High St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 83% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAWTUCKET WATER SUPPLY BOARD VEOLIA-NA
serves 98,130 people · EPA ID RI1592021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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