Callaway County property record for 541 Gregory Ln, Fulton, MO 65251
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,435 sqft · built 2014 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $154,600 (Mar 2018) |
| Tax Bill | $1,707 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Mar 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-05.0-21.0-00-000-024.116 |
| Primary APN | 13-05.0-21.0-00-000-024.116 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,435 sqft Living Area |
| 1st Floor Area | 1,435 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 112 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 501 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 1305021000000024116 |
|---|---|
| Street Address | 541 GREGORY LN |
| City | FULTON |
| State | MO |
| Zip | 65251-2939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 118 SOUTHWIND ESTATES PLAT 4 |
| Legal Range | 09W |
| Legal Township | 47N |
| Legal Section | 21 |
| Legal Subdivision | SOUTHWINDS ESTATES PLAT 4 |
| Legal Lot Number | 118 |
| Jurisdiction | CALLAWAY MO |
| Township / Civil Division | EAST FULTON |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 70302 |
Source: Callaway County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 541 GREGORY LN, FULTON, MO 65251-2939 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2026 | Deed of Trust, Mortgage · Line of Credit CALLAWAY BANK |
| Mar 15, 2018 | Deed of Trust, Mortgage CALLAWAY BANK |
| Sep 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CALLAWAY BANK |
| Nov 16, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CALLAWAY BANK |
| Mar 15, 2018 | Warranty Deed, Subdivision Related Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 15, 2018 · Amount on Record |
| Deed Sale | Mar 15, 2018 · Amount on Record |
| Deed Document Number | 20181537 |
| Deed Book / Page | 471 / 389 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | Jun 12, 2026 |
| Property Address | 541 GREGORY LN, FULTON, MO 65251-2939 |
| Document Number | 0000003483 |
| Book / Page | 528 / 44 |
| Instrument Date | Jun 3, 2026 |
| Instrument | 20263483 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 541 GREGORY LN, FULTON, MO 65251-2939 |
| Document Number | 0000003483, |
|---|---|
| Date | Jun 12, 2026 |
| Book Page | 528/44 |
| Instrument | 20263483 |
| Name | CALLAWAY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 15, 2036 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 541 GREGORY LN, FULTON, MO 65251-2939 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000240/0000000355 |
|---|---|
| Date | Mar 15, 2018 |
| Book Page | 0000000240/0000000355 |
| Instrument | 201801538 |
| Name | CALLAWAY BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 358 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 541 GREGORY LN, FULTON, MO 65251-2939 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000247/604 |
|---|---|
| Date | Sep 23, 2021 |
| Book Page | 247/604 |
| Instrument | 202107332 |
| Name | CALLAWAY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 541 GREGORY LN, FULTON, MO 65251-2939 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000503/874 |
|---|---|
| Date | Nov 16, 2022 |
| Book Page | 503/874 |
| Instrument | 202207127 |
| Name | CALLAWAY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | Mar 15, 2018 |
| Property Address | 541 GREGORY LN, FULTON, MO 65251-2939 |
| Document Number | 000471/389 |
| Book / Page | 471 / 389 |
| Instrument Date | Mar 9, 2018 |
| Instrument | 201801537 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 27, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 541 GREGORY LN, FULTON, MO 65251-2939 |
Source: Callaway County assessment roll, as of January 15, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Callaway County |
| Municipality | Fulton City |
| Unified School District | Fulton 58 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,707.00 (-0.12%) | $27,632 (-) | $145,430 (-) |
| 2024 | $1,709.00 (+0.47%) | $27,632 (-) | $145,430 (-) |
| 2023 | $1,701.00 (+1.8%) | $27,632 (+1.75%) | $145,430 (+1.75%) |
| 2022 | $1,671.00 | $27,157 Land $3,800 Building $23,357 | |
| 2021 | $142,930 Land $20,000 Building $122,930 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 5, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 73% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FULTON PWS serves 12,600 people · EPA ID MO3010296 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Callabyte Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
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