Union County and Union Township property record for 541 Golf Ter, Union, NJ 07083
| Property Type | Single Family Home |
|---|---|
| Details | 80,000 sqft · built 1929 |
| Lot Size | 0.092 acres (3,999 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $10 (Dec 2015) |
| Tax Bill | $9,562 (2025) |
| Deeds & Mortgages | Oct 2023 Second Mortgage Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-02407-0000-00026 |
| Primary APN | 19-02407-0000-00026 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 3,999 sqft (0.092 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 541 GOLF TER |
|---|---|
| City | UNION |
| State | NJ |
| Zip | 07083-7300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | FLOYDS VILLAGE SEC A |
| Legal Block | 2407 |
| Legal Lot Number | 26 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 33200 |
Source: Union County and Union Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 541 GOLF TER, UNION, NJ 07083-7300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW JERSEY HOUSING & MORTGAGE FIN AGENCY |
| Oct 27, 2021 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Apr 17, 2020 | Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK |
| Mar 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2015 · Amount on Record |
| Deed Sale | Dec 8, 2015 · Amount on Record |
| Deed Book / Page | 6094 / 682 |
| Prior Transfer Date | Dec 6, 2015 |
| Prior Transfer Doc | 0060940682 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 541 GOLF TER, UNION, NJ 07083-7300 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0154292285 |
|---|---|
| Date | Oct 30, 2023 |
| Book Page | 15429/2285 |
| Instrument | 57846 |
| Name | NEW JERSEY HOUSING & MORTGAGE FIN AGENCY |
|---|---|
| Type | Government Agency |
| Address | TRENTON, NJ 08650 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 541 GOLF TER, UNION, NJ 07083-7300 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 541 GOLF TER, UNION, NJ 07083-7300 |
| Document Number | 0150872964 |
|---|---|
| Date | Oct 27, 2021 |
| Book Page | 15087/2964 |
| Instrument | 23688 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 541 GOLF TER, UNION, NJ 07083-7300 |
| Document Number | 0146842523 |
| Instrument Date | Apr 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 541 GOLF TER UNION NJ 070837300, UNION, NJ 07083-7300 |
| Document Number | 0146842523 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | 014684/002523 |
| Instrument | 690468 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 26, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 541 GOLF TER, UNION, NJ 07083-7300 |
| Document Number | 0146852437 |
| Instrument Date | Mar 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 541 GOLF TER UNION NJ 070837300, UNION, NJ 07083-7300 |
| Document Number | 0146852437 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 014685/002437 |
| Instrument | 690556 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 27, 2050 |
Source: Union County and Union Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Union Township |
| Unified School District | Union Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $41,000 (-) Land $16,000 Building $25,000 | $41,000 (-) Land $16,000 Building $25,000 | |
| 2025 | $9,562.00 (+4.34%) | $41,000 (-) Land $16,000 Building $25,000 | $41,000 (-) Land $16,000 Building $25,000 |
| 2024 | $9,164.00 (+6.87%) | ||
| 2023 | $41,000 Land $16,000 Building $25,000 | $41,000 Land $16,000 Building $25,000 | |
| 2022 | $8,575.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (2003–2021) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 779 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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