Schenectady County and Niskayuna Town property record for 541 Fillmore Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 840 sqft · built 1975 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $139,000 (Oct 2012) |
| Tax Bill | $4,837 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage Sep 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 422400 60.18-3-5 |
| Primary APN | 422400 60.18-3-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 840 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 121 ft deep x 73 ft wide |
| Porch | Slab |
| Porch Area | 561 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 541 FILLMORE AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-4181 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 3 |
| Legal Lot Number | 5.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | NISKAYUNA |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 21802 |
541 Fillmore Ave is owned and occupied by an individual who bought it in October 2012.
Source: Schenectady County and Niskayuna Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 541 FILLMORE AVE, SCHENECTADY, NY 12304-4181 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SEFCU |
| Sep 21, 2020 | Loan Modification, Mortgage · Conventional Mortgage SEFCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2012 · Amount on File |
| Deed Sale | Oct 17, 2012 · Amount on File |
| Prior Sale | Dec 4, 1998 · Amount on File |
| Deed Document Number | 201245076 |
| Deed Book / Page | 1863 / 812 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 541 FILLMORE AVE, SCHENECTADY, NY 12304-4181 |
| Document Number | 0000032982 |
| Instrument Date | Sep 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2020 |
| Title Company | SMPR TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 541 FILLMORE AVE SCHENECTADY NY 123044181, SCHENECTADY, NY 12304-4181 |
| Document Number | 0000032982 |
|---|---|
| Date | Oct 22, 2020 |
| Book Page | 005032/000386 |
| Instrument | 32982 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 21, 2035 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 541 FILLMORE AVE, SCHENECTADY, NY 12304-4181 |
| Document Number | 0000032983 |
| Instrument Date | Sep 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2020 |
| Title Company | SMPR TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 541 FILLMORE AVE SCHENECTADY NY 123044181, SCHENECTADY, NY 12304-4181 |
| Document Number | 0000032983 |
|---|---|
| Date | Oct 22, 2020 |
| Book Page | 005032/000398 |
| Instrument | 32983 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 21, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.62% |
The 2026 property tax bill for 541 Fillmore Ave was $4,837 with exemptions applied, up 2.3% from the year before.
Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Niskayuna Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,837.00 (+2.28%) Homeowner's exemption Veteran's exemption | ||
| 2025 | $4,729.00 | $140,000 Land $27,400 Building $112,600 | $207,400 Land $40,591 Building $166,809 |
| 2023 | $140,000 Land $27,400 Building $112,600 | $177,200 Land $34,681 Building $142,519 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 541 Fillmore Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 541 Fillmore Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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