Umatilla County property record for 541 Elzora Loop, Milton Freewater, OR 97862
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,864 sqft · built 2022 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $427,000 (Apr 2023) |
| Tax Bill | $4,709 (2023) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Aug 2019 Sale |
| Flood Zone | Zone X (reduced by levee) |
| APN | 5N3501BD06100 |
| Primary APN | 5N3501BD06100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,864 sqft Finished Area |
| 1st Floor Area | 1,864 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2023 |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Area | 490 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Deck Area | 252 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 159567 |
|---|---|
| Old Parcel Number | 159567.00 |
| Street Address | 541 ELZORA LOOP |
| City | MILTON FREEWATER |
| State | OR |
| Zip | 97862-9416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 32 BRAEBURN ADDITION |
| Legal Range | 35E |
| Legal Township | 05N |
| Legal Section | 01 |
| Legal Quarter | NW |
| Quarter-Quarter Section | SE |
| Legal Subdivision | BRAEBURN ADDITION |
| Legal Block | 32 |
| Legal Lot Number | 32 |
| Jurisdiction | UMATILLA OR |
| Township / Civil Division | MILTON-FREEWATER |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 950201 |
Source: Umatilla County records, as of March 4, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 541 ELZORA LOOP, MILTON FREEWATER, OR 97862-9416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 3, 2023 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Aug 16, 2019 | Warranty Deed, Transfer AMERITITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2023 · Amount on Record |
| Deed Sale | Apr 3, 2023 · Amount on Record |
| Prior Sale | Aug 16, 2019 · Amount on Record |
| Deed Document Number | 2023-0002076 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UMATILLA OR |
| Recording Date | Apr 3, 2023 |
| Property Address | 541 ELZORA LOOP, MILTON FREEWATER, OR 97862-9416 |
| Document Number | 20230002076 |
| Instrument Date | Mar 31, 2023 |
| Instrument | 2023-0002076 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2024 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 526 ELZORA LOOP, MILTON FREEWATER, OR 97862-9416 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 541 ELZORA LOOP, MILTON FREEWATER, OR 97862-9416 |
| Document Number | 20230002077 |
|---|---|
| Date | Apr 3, 2023 |
| Instrument | 2023-0002077 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UMATILLA OR |
| Recording Date | Aug 16, 2019 |
| Property Address | 541 ELZORA LOOP, MILTON FREEWATER, OR 97862-9416 |
| Document Number | 20196890458 |
| Instrument Date | Aug 7, 2019 |
| Instrument | 2019-6890458 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2024 |
| Title Company | AMERITITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 55404 WALLA WALLA RIVER RD, MILTON FREEWATER, OR 97862-7015 |
Source: Umatilla County assessment roll, as of September 30, 2023
| Type | Name |
|---|---|
| State | Oregon |
| County | Umatilla County |
| Municipality | Milton-Freewater City |
| Unified School District | Milton-Freewater School District 7 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,709.00 | $268,120 Land $37,590 Building $230,530 | $463,170 Land $55,500 Building $407,670 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 2, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MILTON-FREEWATER serves 7,145 people · EPA ID OR4100522 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wtechlink Fiber | 10,000 / 10,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Columbia iConnect Fixed Wireless | 100 / 20 |
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