541 Elder St, Calvert City, KY 42029 Property Records

Marshall County property record for 541 Elder St, Calvert City, KY 42029

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,616 sqft · built 1964
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Mar 2008)
Tax Bill	$863 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0C-05-04-062`

Property Details

APN / Parcel Number

Primary APN	`0C-05-04-062`
Alternative APN	`824900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,616 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Detached
Garage Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	824900
Street Address	541 ELDER ST
City	CALVERT CITY
State	KY
Zip	42029-8245
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CALVERT HEIGHTS SUBDIVISION
Legal Block	5
Legal Lot Number	8
Jurisdiction	MARSHALL KY
Township / Civil Division	CALVERT CITY
Census Block Group	1
Census Block	1006
Census Tract	950102

Owner

541 Elder St is owned by two individuals who bought it in March 2008.

Source: Marshall County records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10151 DEERWOOD PARK BLVD, 300, JACKSONVILLE, FL 32256-0566
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Apr 19, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Sep 21, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2008 · Amount on File
Deed Sale	Mar 8, 2008 · Amount on File
Deed Document Number	2008190075
Deed Book / Page	381 / 642
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL KY
Property Address	541 ELDER ST, CALVERT CITY, KY 42029-8245
Transaction Type	Mortgage
Record Updated	Jul 6, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 ELDER ST, CALVERT CITY, KY 42029-8245

Mortgage

Document Number	001035/535
Date	Jun 15, 2023
Book Page	1035/535
Instrument	1096124

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	293 Months
Due	Nov 1, 2047

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL KY
Property Address	541 ELDER ST, CALVERT CITY, KY 42029-8245
Transaction Type	Mortgage
Record Updated	May 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 ELDER ST, CALVERT CITY, KY 42029-8245

Mortgage

Document Number	001007/143
Date	Apr 19, 2022
Book Page	1007/143
Instrument	1079074

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	307 Months
Due	Nov 1, 2047

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL KY
Property Address	541 ELDER ST, CALVERT CITY, KY 42029-8245
Transaction Type	Mortgage
Record Updated	Oct 12, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 ELDER ST, CALVERT CITY, KY 42029-8245

Mortgage

Document Number	MTG987/518
Date	Sep 21, 2021
Book Page	MTG 987/518
Instrument	1040164

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	314 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 541 Elder St was $863.

Source: Marshall County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Calvert City
County	Marshall County
Unified School District	Marshall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$863.00	$105,000 Land $15,000 Building $90,000	$105,000 Land $15,000 Building $90,000
2023	$908.00	$105,000 Land $15,000 Building $90,000
2022			$105,000 Land $15,000 Building $90,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 541 Elder St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 541 Elder St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALVERT CITY MUNICIPAL WATER DEPARTMENT serves 4,381 people · EPA ID KY0790056
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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