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541 E Prospect Ave, Lake Bluff, IL 60044 Property Records

Lake County property record for 541 E Prospect Ave, Lake Bluff, IL 60044

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,623 sqft · built 1880
Lot Size0.076 acres (3,306 sqft)
OwnerIndividual Name on File
Last Sale$968,000 (Apr 2020)
Tax Bill$24,222 (2024)
Deeds & MortgagesAug 2020 Transfer
Apr 2020 Sale & Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-21-223-011

Property Details

APN / Parcel Number

Primary APN12-21-223-011

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,623 sqft Living Area
Gross Area4,864 sqft
1st Floor Area2,201 sqft
Upper Floors Area1,422 sqft
Basement Area792 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1926
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area3,306 sqft (0.076 acres)
Lot Dimensions211 ft deep x 75 ft wide
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchEnclosed Porch
Porch Area377 sqft
Deck AreaDeck Area
Patio Area50 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address541 E PROSPECT AVE
CityLAKE BLUFF
StateIL
Zip60044-2615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAGE OF LAKE BLUFF PLAT OF RESUB OF BLK17 N 66 FT LOT 10
Legal SubdivisionVILLAGE OF LAKE BLUFF PLAT OF RESUB
Legal Block17
Legal Lot Number10
JurisdictionLAKE IL
Township / Civil DivisionSHIELDS
Census Block Group2
Census Block2009
Census Tract863300

Owner

541 E Prospect Ave is owned and occupied by an individual who acquired it in August 2020.

Source: Lake County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address35 W WACKER DR, 11, CHICAGO, IL 60601-1637
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 9, 2020Deed, Transfer · Line of Credit
CONNEXUS CU
Apr 19, 2019Deed of Trust, Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 9, 2020 · Amount on File
Deed SaleApr 9, 2020 · Amount on File
Prior SaleOct 14, 2010 · Amount on File
Deed Document Number20207646832
Last Transfer DateAug 10, 2020
Transfer Doc0007685603
Record UpdatedSep 20, 2026

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IL
Recording DateAug 19, 2020
Property Address541 E PROSPECT AVE, LAKE BLUFF, IL 60044-2615
Document Number0007685603
Instrument DateAug 10, 2020
Instrument7685603
Transaction TypeTransfer
Record UpdatedSep 10, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address10 S LA SALLE ST #2750 CHICAGO IL 606031108, 2750, CHICAGO, IL 60603-1108

April 2020: Deed, Transfer

Document TypeDeed
JurisdictionLAKE IL
Recording DateApr 9, 2020
Property Address541 E PROSPECT AVE, LAKE BLUFF, IL 60044-2615
Document Number0007646832
Instrument7646832
Transaction TypeTransfer
Record UpdatedAug 5, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$968.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address541 E PROSPECT AVE, LAKE BLUFF, IL 60044-2615

Mortgage

Document Number0007646834
DateApr 9, 2020
Instrument7646834
Lender
NameCONNEXUS CU
TypeCredit Union
AddressWAUSAU, WI 54401
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address541 E PROSPECT AVE, LAKE BLUFF, IL 60044-2615
Document Number0007557946
Instrument DateApr 19, 2019
Transaction TypeMortgage
Record UpdatedMay 14, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address541 E PROSPECT AVE LAKE BLUFF IL 600442615, LAKE BLUFF, IL 60044-2615

Mortgage

Document Number0007557946
DateApr 29, 2019
Instrument7557946
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
AmountAmount on Record
Term360 Months
DueApr 28, 2049
Interest
Rate TypeAdjustable Rate
Rate3.5%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionShields Township
MunicipalityLake Bluff Village
Elementary School DistrictLake Bluff Elementary School District 65 (KG - 08)
Secondary School DistrictLake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$392,279 Land $64,673 Building $327,606$1,176,954 Land $194,038 Building $982,916
2024$24,222.00 (+22.87%)
2023$19,713.00 (+3.62%)$301,653 (+5.97%) Land $49,732 Building $251,921$905,050 (+5.97%) Land $149,211 Building $755,839
2022$19,025.00$284,669 Land $46,932 Building $237,737$854,092 Land $140,810 Building $713,282

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 541 E Prospect Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1983)
Most Recent ClaimAug 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 541 E Prospect Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE BLUFF
serves 5,600 people · EPA ID IL0970750
Water SourcePurchased surface water from several systems
Last State InspectionJul 2024
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

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