Bremer County property record for 541 E Franklin St, Denver, IA 50622
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,290 sqft · built 1944 |
| Lot Size | 0.179 acres (7,797 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $141,000 (Jan 2012) |
| Tax Bill | $2,952 (2025) |
| Deeds & Mortgages | Dec 2011 Mortgage Aug 2016 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-24-386-003 |
| Primary APN | 10-24-386-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,290 sqft Living Area |
| 1st Floor Area | 832 sqft |
| Attic | Attic |
| Attic Area | 458 sqft |
| Basement Area | 832 sqft |
| Finished Basement | 500 sqft |
| Unfinished Basement | 332 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1944 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,797 sqft (0.179 acres) |
| Lot Dimensions | 118 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 808 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 476 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 541 E FRANKLIN ST |
|---|---|
| City | DENVER |
| State | IA |
| Zip | 50622-9510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 24-91-13 ORIGINAL N 1/2 LOT 1 & N 1/2 E 52' LOT 2 BLK 16 |
| Legal Range | 13W |
| Legal Township | 91N |
| Legal Section | 24 |
| Legal Subdivision | DENVER (ORIGINAL TOWN) |
| Legal Block | 16 |
| Legal Lot Number | 1,2 |
| Jurisdiction | BREMER IA |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 4600 |
Source: Bremer County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 541 E FRANKLIN ST, DENVER, IA 50622-9510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2011 | Deed of Trust, Mortgage VERIDIAN CU |
| Aug 9, 2016 | Deed of Trust, Mortgage · Conventional Mortgage LINCOLN SAVINGS BANK |
| Feb 13, 2026 | Warranty Deed, Transfer · Line of Credit VERIDIAN CU |
| Apr 24, 2014 | Intrafamily Transfer, Transfer · ARM VERIDIAN CU |
| Jan 9, 2012 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 9, 2012 · Amount on Record |
| Deed Sale | Jan 9, 2012 · Amount on Record |
| Deed Document Number | 201295 |
| Last Transfer Date | Apr 17, 2014 |
| Transfer Doc | 0000001211 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREMER IA |
| Property Address | 541 E FRANKLIN ST, DENVER, IA 50622-9510 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020114771 |
|---|---|
| Date | Dec 15, 2011 |
| Instrument | 20114771 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Amount | Amount Recorded |
|---|---|
| Term | 5 Months |
| Due | May 1, 2012 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREMER IA |
| Property Address | 541 E FRANKLIN ST, DENVER, IA 50622-9510 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020163164 |
|---|---|
| Date | Aug 9, 2016 |
| Instrument | 20163164 |
| Name | LINCOLN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | WATERLOO, IA 50701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREMER IA |
| Recording Date | Feb 13, 2026 |
| Property Address | 541 E FRANKLIN ST, DENVER, IA 50622-9510 |
| Document Number | 0020260425 |
| Instrument Date | Feb 13, 2026 |
| Instrument | 20260425 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $71.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 541 E FRANKLIN ST, DENVER, IA 50622-9510 |
| Document Number | 0020260626 |
|---|---|
| Date | Feb 13, 2026 |
| Instrument | 20260626 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 27, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BREMER IA |
| Recording Date | Apr 24, 2014 |
| Property Address | 541 E FRANKLIN ST, DENVER, IA 50622-9510 |
| Document Number | 0020141211 |
| Instrument Date | Apr 17, 2014 |
| Instrument | 20141211 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 541 E FRANKLIN ST, DENVER, IA 50622-9510 |
| Document Number | 0020141212 |
|---|---|
| Date | Apr 24, 2014 |
| Instrument | 20141212 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50701 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | May 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.37% |
| Index | 1-Year LIBOR |
| Max Rate | 9.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREMER IA |
| Recording Date | Jan 9, 2012 |
| Property Address | 541 E FRANKLIN ST, DENVER, IA 50622-9510 |
| Document Number | 0020120095 |
| Instrument Date | Jan 3, 2012 |
| Instrument | 20120095 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $224.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 541 E FRANKLIN ST, DENVER, IA 50622-9510 |
| Investor | Possibly a Property Investor |
| Document Number | 0020120096 |
|---|---|
| Date | Jan 9, 2012 |
| Instrument | 20120096 |
| Name | COMMUNITY SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2042 |
Source: Bremer County assessment roll, as of September 18, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Bremer County |
| Municipality | Denver City |
| Unified School District | Denver Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,952.00 (+6.34%) Homeowner's exemption | $197,690 (-5.56%) Land $20,810 Building $176,880 | $197,690 (-5.56%) Land $20,810 Building $176,880 |
| 2024 | $2,776.00 (-7.34%) | ||
| 2023 | $209,330 Land $20,110 Building $189,220 | $209,330 Land $20,110 Building $189,220 | |
| 2022 | $2,996.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 20 (1979–2008) |
| Claims Outside the SFHA | 1 of 20 |
| Most Recent Claim | Apr 2008 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DENVER WATER SUPPLY serves 1,919 people · EPA ID IA0915030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Butler-Bremer Mutual Telephone Company Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures