541 E el Morado Ct, Ontario, CA 91764 Property Records

San Bernardino County property record for 541 E el Morado Ct, Ontario, CA 91764

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,124 sqft · built 1952
Lot Size	0.153 acres (6,650 sqft)
Owner	Individual Name on Record
Last Sale	$655,000 (Jun 2023)
Tax Bill	$7,483 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jun 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1048-231-18-0000`

Property Details

APN / Parcel Number

Primary APN	`1048-231-18-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,124 sqft Living Area
Gross Area	1,514 sqft
1st Floor Area	1,124 sqft
Family Room	Family Room

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,650 sqft (0.153 acres)
Lot Dimensions	133 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	233 sqft
Patio Area	233 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	541 E EL MORADO CT
City	ONTARIO
State	CA
Zip	91764-3305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3841 LOT 8
Legal Subdivision	TRACT NO. 3841
Legal Tract	3841
Legal Block	2
Legal Lot Number	8
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2007
Census Tract	1200

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	541 E EL MORADO CT, ONTARIO, CA 91764-3305
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · FHA Mortgage EQUITY PRIME MORTGAGE LLC
Jun 8, 2023	Grant Deed, Transfer · Conventional Mortgage EQUITY PRIME MORTGAGE LLC
Jan 26, 2023	Grant Deed, Transfer · Commercial Mortgage PACIFIC POINT FUND I LP
Jan 5, 2023	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Jan 5, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2023 · Amount on Record
Deed Sale	Jun 8, 2023 · Amount on Record
Prior Sale	Jan 26, 2023 · Amount on Record
Deed Document Number	2023141488
Prior Transfer Date	Dec 2, 2022
Prior Transfer Doc	0000002898
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	541 E EL MORADO CT, ONTARIO, CA 91764-3305
Transaction Type	Mortgage
Record Updated	Dec 11, 2025
Title Company	UNKNOWN, HOMELIGHT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 E EL MORADO CT, ONTARIO, CA 91764-3305

Mortgage

Document Number	0000289221
Date	Nov 24, 2025
Instrument	2025-0289221

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 8, 2023
Property Address	541 E EL MORADO CT, ONTARIO, CA 91764-3305
Document Number	0000141488
Map Reference	MB 49 PG 55
Instrument Date	Jun 6, 2023
Instrument	2023-0141488
Transaction Type	Transfer
Record Updated	Jun 28, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 E EL MORADO CT, ONTARIO, CA 91764-3305

Mortgage

Document Number	0000141489
Date	Jun 8, 2023
Instrument	2023-0141489

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 26, 2023
Property Address	541 E EL MORADO CT, ONTARIO, CA 91764-3305
Document Number	0000018630
Map Reference	MB 49 PG 55
Instrument Date	Jan 6, 2023
Instrument	2023-0018630
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 S MOUNTAIN AVE, UPLAND, CA 91786-6257

Mortgage

Document Number	0000018631
Date	Jan 26, 2023
Instrument	2023-0018631

Lender

Name	PACIFIC POINT FUND I LP
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Feb 1, 2024

Mortgage

Document Number	0000018632
Date	Jan 26, 2023
Instrument	2023-0018632

Lender

Name	PACIFIC POINT SW LLC
Type	Non-Lending Institution
Address	RANCHO SANTA FE, CA 92067

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Feb 1, 2024

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 5, 2023
Property Address	541 E EL MORADO CT, ONTARIO, CA 91764-3305
Document Number	0000002898
Map Reference	MB 49 PG 55
Instrument Date	Dec 2, 2022
Instrument	2023-0002898
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 WASHINGTON ST APT 5, 5, SANTA CLARA, CA 95050-4857

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 5, 2023
Property Address	541 E EL MORADO CT, ONTARIO, CA 91764-3305
Document Number	0000002897
Map Reference	MB 49 PG 55
Instrument Date	Dec 1, 2022
Instrument	2023-0002897
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1124 WASHINGTON ST APT 5, 5, SANTA CLARA, CA 95050-4857

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$695,091 (+2%) Land $244,078 Building $451,013
2025	$7,483.00 (+1,243.45%)	$681,462 (+1,279.51%) Land $239,292 Building $442,170
2023	$557.00 (+1.46%)	$49,399 (-88.74%) Land $11,783 Building $37,616
2022	$549.00	$438,600 Land $153,000 Building $285,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 761 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks.

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