541 E 3100 N Rd, Clifton, IL 60927 Property Records

Iroquois County property record for 541 E 3100 N Rd, Clifton, IL 60927

Property Summary

Property Type	Rural Home
Lot Size	2.62 acres (114,127 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Oct 2025)
Tax Bill	$3,319 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01 36 100 008`

Property Details

APN / Parcel Number

Primary APN	`01 36 100 008`

Exterior

Lot Area	114,127 sqft (2.62 acres)

Location & Zoning

Street Address	541 E 3100 NORTH RD
City	CLIFTON
State	IL
Zip	60927-7149
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	2.62@ NW
Jurisdiction	IROQUOIS IL
Township / Civil Division	MILKS GROVE
Census Block Group	1
Census Block	1065
Census Tract	950200

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	541 E 3100 NORTH RD, CLIFTON, IL 60927-7149
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed of Trust, Mortgage FEDERATED BANK
Oct 16, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK NA
May 11, 2020	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2025 · Amount on Record
Deed Sale	Oct 16, 2025 · Amount on Record
Prior Sale	May 11, 2020 · Amount on Record
Deed Document Number	20253507
Prior Transfer Date	Jan 9, 2020
Prior Transfer Doc	0000001312
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	541 E 3100 NORTH RD, CLIFTON, IL 60927-7149
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 REED ST, PLYMOUTH, WI 53073-2347

Mortgage

Document Number	00020R3713
Date	Nov 12, 2020
Instrument	20R3713

Lender

Name	FEDERATED BANK
Type	Bank
Address	CHEBANSE, IL 60922

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Nov 7, 2025

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Oct 16, 2025
Property Address	541 E 3100 NORTH RD, CLIFTON, IL 60927-7149
Document Number	00025R3507
Instrument Date	Oct 14, 2025
Instrument	25R3507
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	LIVINGSTON COUNTY ABSTRACT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	541 E 3100 NORTH RD, CLIFTON, IL 60927-7149

Mortgage

Document Number	00025R3508
Date	Oct 16, 2025
Instrument	25R3508

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Nov 1, 2030
Change Frequency	5 Years
Min Rate At Change	5%
Max Rate At Change	9%
Index	5-Year TN
Margin	3
Max Rate	13%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	May 11, 2020
Property Address	541 E 3100 NORTH RD, CLIFTON, IL 60927-7149
Document Number	20R1312
Instrument Date	Jan 9, 2020
Instrument	20R1312
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$195.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	541 E 3100 NORTH RD, 541, CLIFTON, IL 60927-7149

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	516 REED ST, PLYMOUTH, WI 53073-2347

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Milks Grove Township
Unified School District	Central Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,319.00 (+10.93%)	$45,841 (+12.82%) Land $3,080 Building $42,761
2024	$2,992.00 (+8.6%)	$40,631 (+10.11%) Land $1,630 Building $39,001
2022	$2,755.00	$36,901 Land $1,420 Building $35,481
2018			$119,472 Land $13,029 Building $106,443

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (2005–2018)
Most Recent Claim	Aug 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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