541 E 1st St, Waconia, MN 55387 Property Records

Carver County property record for 541 E 1st St, Waconia, MN 55387

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 764 sqft · built 1949
Lot Size	0.198 acres (8,625 sqft)
Owner	Individual Name on Record
Last Sale	$214,000 (Nov 2005)
Tax Bill	$3,262 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`75-0131500`

Property Details

APN / Parcel Number

Primary APN	`75-0131500`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	764 sqft Finished Area
Gross Area	2,012 sqft
1st Floor Area	764 sqft
Basement Area	352 sqft
Finished Basement	352 sqft
Unfinished Basement	352 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1983
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,625 sqft (0.198 acres)
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	541 E 1ST ST
City	WACONIA
State	MN
Zip	55387-1602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 13 TOWNSHIP 116 RANGE 025 P/O GOVT LOT 3 BEG AT NW CORN LOT 7 BLK 22 CITY OF WACONIA TH E ON N LINE LOT 7 PROJECTED E
Legal Range	025
Legal Township	116
Legal Section	13
Legal Subdivision	CITY WACONIA
Legal Block	22
Legal Lot Number	3,7
Jurisdiction	CARVER MN
Township / Civil Division	WACONIA
Census Block Group	2
Census Block	2010
Census Tract	90303

Owner

Source: Carver County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	541 E 1ST ST, WACONIA, MN 55387-1602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Oct 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIREFLY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2005 · Amount on Record
Deed Sale	Nov 17, 2005 · Amount on Record
Prior Sale	Aug 11, 2004 · Amount on Record
Deed Document Number	200567985
Last Transfer Date	May 28, 2021
Transfer Doc	0000726563
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	541 E 1ST ST, WACONIA, MN 55387-1602
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A721236
Date	Mar 30, 2021
Instrument	A721236

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	541 E 1ST ST, WACONIA, MN 55387-1602
Document Number	0000670085
Instrument Date	Oct 23, 2018
Transaction Type	Mortgage
Record Updated	Dec 27, 2018
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	541 E 1ST ST WACONIA MN 553871602, WACONIA, MN 55387-1602

Mortgage

Document Number	0000670085
Date	Nov 14, 2018
Instrument	670085

Lender

Name	FIREFLY FCU
Address	BURNSVILLE, MN 55337

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 13, 2028

Tax Assessment & Valuation

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Waconia City
Unified School District	Waconia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,262.00 (+13.82%) Homeowner's exemption	$284,900 (+5.44%) Land $125,000 Building $159,900	$284,900 (+5.44%) Land $125,000 Building $159,900
2025		$270,200 (+7.86%) Land $100,000 Building $170,200	$270,200 (+7.86%) Land $100,000 Building $170,200
2024	$2,866.00 (-7.19%) Homeowner's exemption	$250,500 (+1.62%) Land $80,000 Building $170,500	$250,500 (+1.62%) Land $80,000 Building $170,500
2023	$3,088.00 Homeowner's exemption	$246,500 Land $80,000 Building $166,500	$246,500 Land $80,000 Building $166,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Waconia serves 13,277 people · EPA ID MN1100010
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	10 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GigFire, Xtratyme Technologies.

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