Chesapeake City property record for 541 Davidson Cir, Chesapeake, VA 23320
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,976 sqft · built 2015 |
| Lot Size | 0.119 acres (5,184 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $260,000 (Feb 2019) |
| Tax Bill | $3,608 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage Mar 2021 Refinance + 1 more |
| APN | 0373021000180 |
| Primary APN | 0373021000180 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,976 sqft Living Area |
| 1st Floor Area | 858 sqft |
| Upper Floors Area | 858 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,184 sqft (0.119 acres) |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 14 sqft |
| Patio Area | 260 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 541 DAVIDSON CIR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-3425 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RTH1: RESI |
| Legal Description | 18 DAVIDSON COMMONS |
| Legal Subdivision | DAVIDSON COMMONS |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 20804 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 244 CATOR AVE, 1, JERSEY CITY, NJ 07305-2737 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 7, 2018 | Deed of Trust, Mortgage · Commercial Mortgage NAVY FEDERAL CREDIT UNION |
| Mar 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Feb 5, 2019 | Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2019 · Amount on Record |
| Deed Sale | Feb 5, 2019 · Amount on Record |
| Prior Sale | Jul 7, 2016 · Amount on Record |
| Deed Document Number | 20192701 |
| Deed Book / Page | 9985 / 569 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 541 DAVIDSON CIR, CHESAPEAKE, VA 23320-3425 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 009890/374 |
|---|---|
| Date | Mar 7, 2018 |
| Book Page | 9890/374 |
| Instrument | 180005891 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 541 DAVIDSON CIR, CHESAPEAKE, VA 23320-3425 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 10340/1808 |
|---|---|
| Date | Mar 29, 2021 |
| Book Page | 10340/1808 |
| Instrument | 210014409 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Feb 5, 2019 |
| Property Address | 541 DAVIDSON CIR, CHESAPEAKE, VA 23320-3425 |
| Document Number | 009985/569 |
| Book / Page | 9985 / 569 |
| Instrument Date | Feb 1, 2019 |
| Instrument | 190002701 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 541 DAVIDSON CIR, CHESAPEAKE, VA 23320-3425 |
| Document Number | 0190002702 |
|---|---|
| Date | Feb 5, 2019 |
| Instrument | 190002702 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $386,100 (+8.09%) Land $125,000 Building $261,100 | $386,100 (+8.09%) Land $125,000 Building $261,100 | |
| 2025 | $3,608.00 (+33.53%) | $357,200 (+9.47%) Land $100,000 Building $257,200 | $357,200 (+9.47%) Land $100,000 Building $257,200 |
| 2023 | $326,300 (+8.19%) Land $90,000 Building $236,300 | $326,300 (+8.19%) Land $90,000 Building $236,300 | |
| 2022 | $301,600 Land $85,000 Building $216,600 | $301,600 Land $85,000 Building $216,600 | |
| 2019 | $2,702.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (2010–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures