541 Crouch St, Oceanside, CA 92054 Property Records

San Diego County property record for 541 Crouch St, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,170 sqft · built 1935
Lot Size	0.34 acres (14,824 sqft)
Owner	2 Individual Names on Record
Last Sale	$404,000 (Aug 2008)
Tax Bill	$5,787 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`149-040-24-00`

Property Details

APN / Parcel Number

Primary APN	`149-040-24-00`
Alternative APN	`1490402200`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,170 sqft Living Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Lot Area	14,824 sqft (0.34 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Location & Zoning

Old Parcel Number	1490402200
Street Address	541 CROUCH ST
City	OCEANSIDE
State	CA
Zip	92054-4413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK B LOT 16 ALL LY NLY&ELY OF NLY&ELY BDY OF PM4928 IN TR 001956
Legal Subdivision	ELLERYS LOMA ALTA
Legal Tract	001956
Legal Block	B
Legal Lot Number	16
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4001
Census Tract	18509

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	541 CROUCH ST, OCEANSIDE, CA 92054-4413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WATERMARK CAPITAL INC
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Nov 17, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2008 · Amount on Record
Deed Sale	Aug 28, 2008 · Amount on Record
Prior Sale	Mar 3, 1999 · Amount on Record
Deed Document Number	2008463337
Last Transfer Date	Mar 31, 2021
Transfer Doc	0000288877
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 14, 2021
Property Address	541 CROUCH ST, OCEANSIDE, CA 92054-4413
Document Number	0000288877
Map Reference	MAP 1956
Instrument Date	Mar 31, 2021
Instrument	2021-0288877
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	541 CROUCH ST, OCEANSIDE, CA 92054-4413

Mortgage

Document Number	0000288878
Date	Apr 14, 2021
Instrument	2021-0288878

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	541 CROUCH ST, OCEANSIDE, CA 92054-4413
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000197174
Date	Apr 17, 2020
Instrument	2020-0197174

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 17, 2017
Property Address	541 CROUCH ST, OCEANSIDE, CA 92054-4413
Document Number	0000538407
Instrument Date	Sep 27, 2017
Instrument	538407
Transaction Type	Transfer
Record Updated	Nov 22, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	541 CROUCH ST OCEANSIDE CA 920544413, OCEANSIDE, CA 92054-4413
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$530,630 (+2%) Land $384,309 Building $146,321
2025	$5,787.00 (+5.24%) Homeowner's exemption	$520,226 (+4.04%) Land $376,774 Building $143,452
2023	$5,499.00 (+1.57%) Homeowner's exemption	$500,028 Land $362,145 Building $137,883
2022	$5,414.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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