541 Cooper Rd, Ashland, NE 68003 Property Records

Saunders County property record for 541 Cooper Rd, Ashland, NE 68003

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,404 sqft · built 1973
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Tax Bill	$4,111 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3249-03-4-00000-000-4000`

Property Details

APN / Parcel Number

Primary APN	`3249-03-4-00000-000-4000`
Alternative APN	`003194000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft
Basement Area	1,404 sqft
Finished Basement	1,404 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	54 sqft
Deck Area	Deck Area
Patio Area	153 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	541 COOPER RD
City	ASHLAND
State	NE
Zip	68003-5505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	NW NE SE 3-12-9 (10 ACRES); MAP NUMBER: 3249-03-4-00000-000-4000
Legal Range	09
Legal Township	12
Legal Section	03
Jurisdiction	SAUNDERS NE
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1064
Census Tract	968500

Owner

541 Cooper Rd is owned and occupied by an individual.

Source: Saunders County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	541 COOPER RD, ASHLAND, NE 68003-5505
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MERCHANTS BANK
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MERCHANTS BANK
Apr 25, 2017	Deed of Trust, Mortgage · Conventional with PMI FARMERS & MERCHANTS BK/ASHLAND
Feb 7, 2017	Deed with Mortgage, Construction Loan · Line of Credit FARMERS & MERCHANTS BK/ASHLAND

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	541 COOPER RD, ASHLAND, NE 68003-5505
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005311095
Date	Mar 25, 2020
Book Page	531/1095
Instrument	2020-03-323

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2040

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	541 COOPER RD, ASHLAND, NE 68003-5505
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005460808
Date	Nov 2, 2020
Book Page	546/808
Instrument	2020-11-036

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2035

Interest

Rate Type	Fixed Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	541 COOPER RD, ASHLAND, NE 68003-5505
Document Number	0004890812
Instrument Date	Apr 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	541 COOPER RD ASHLAND NE 680035505, ASHLAND, NE 68003-5505

Mortgage

Document Number	0004890812
Date	May 2, 2017
Book Page	000489/000812
Instrument	58

Lender

Name	FARMERS & MERCHANTS BK/ASHLAND
Type	Bank
Address	ASHLAND, NE 68003

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

February 2017: Deed with Mortgage, Construction Loan

Document Type	Deed with Mortgage
Jurisdiction	SAUNDERS NE
Recording Date	Feb 7, 2017
Property Address	541 COOPER RD, ASHLAND, NE 68003-5505
Document Number	0004860403
Book / Page	000486 / 000403
Instrument Date	Feb 7, 2017
Instrument	84
Transaction Type	Construction Loan
Record Updated	May 12, 2017

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$787.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2410 ADAMS ST ASHLAND NE 680031514, ASHLAND, NE 68003-1514

Mortgage

Document Number	4860404
Date	Feb 7, 2017
Book Page	000486/000404
Instrument	84

Lender

Name	FARMERS & MERCHANTS BK/ASHLAND
Type	Bank
Address	ASHLAND, NE 68003

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Feb 6, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 541 Cooper Rd was $4,111.

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Saunders County
County Subdivision	Ashland Township
Unified School District	Ashland-Greenwood Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,111.00	$436,552 Land $101,000 Building $335,552	$436,552 Land $101,000 Building $335,552
2023	$4,930.00	$415,051 Land $82,000 Building $333,051	$415,051 Land $82,000 Building $333,051

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 541 Cooper Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	10 (1983–1993)
Most Recent Claim	Jul 1993 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 541 Cooper Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Windstream.

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