541 Cooper Garrett Rd, Moyock, NC 27958 Property Records

Currituck County property record for 541 Cooper Garrett Rd, Moyock, NC 27958 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,429 sqft · built 2022
Lot Size	10 acres (436,036 sqft)
Owner	2 Individual Names on File
Last Sale	$1,050,000 (Apr 2025)
Tax Bill	$6,207 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8021-42-0938`

Property Details

APN / Parcel Number

Primary APN	`8021-42-0938`
Alternative APNs	`0010000015D0000` `000158771` `000166243` `000173021` `8021-42`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,429 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	436,036 sqft (10 acres)
Pool Area	608 sqft
Patio Area	486 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000173021
Street Address	541 COOPER GARRETT RD
City	MOYOCK
State	NC
Zip	27958-8804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 COOPER CROSSING EXEMPT SUBD (R/97)
Legal Subdivision	COOPER CROSSING EXEMPT SUBD
Legal Lot Number	4
Jurisdiction	CURRITUCK NC
Township / Civil Division	MOYOCK
Census Block Group	1
Census Block	1014
Census Tract	110201

Owner

Source: Currituck County records · APN 8021-42-0938

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	541 COOPER GARRETT RD, MOYOCK, NC 27958-8804
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2025	Warranty Deed, Transfer · VA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Dec 15, 2022	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
May 27, 2022	Warranty Deed, Transfer · Line of Credit CITIZENS & FARMERS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 30, 2025 · Amount on Record
Deed Sale	Apr 30, 2025 · Amount on Record
Prior Sale	Dec 15, 2022 · Amount on Record
Deed Document Number	2025395170
Deed Book / Page	1808 / 663
Record Updated	Jun 08, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Apr 30, 2025
Property Address	541 COOPER GARRETT RD, MOYOCK, NC 27958-8804
Document Number	0018080663
Book / Page	1808 / 663
Map Reference	CAB R SL 97
Instrument Date	Apr 29, 2025
Instrument	395170
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	541 COOPER GARRETT RD, MOYOCK, NC 27958-8804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 COOPER GARRETT RD, MOYOCK, NC 27958-8804

Mortgage

Document Number	0000395171
Date	Apr 30, 2025
Instrument	395171

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2055

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Dec 15, 2022
Property Address	541 COOPER GARRETT RD, MOYOCK, NC 27958-8804
Document Number	0017190325
Book / Page	1719 / 325
Map Reference	CAB R SL 97
Instrument Date	Nov 11, 2022
Instrument	380345
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,568.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1521 TAYLOR FARM RD, VIRGINIA BEACH, VA 23453-2968

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 COOPER GARRETT RD, MOYOCK, NC 27958-8804

Mortgage

Document Number	0000380346
Date	Dec 15, 2022
Instrument	380346

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	May 27, 2022
Property Address	541 COOPER GARRETT RD, MOYOCK, NC 27958-8804
Document Number	0016960635
Book / Page	1696 / 635
Map Reference	DOC 360190
Instrument Date	May 23, 2022
Instrument	376218
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount Recorded
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1771 PRINCESS ANNE RD, VIRGINIA BEACH, VA 23456-3835

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 VIKING DR STE F, F, VIRGINIA BEACH, VA 23452-7323
Investor	Possibly a Property Investor

Mortgage

Document Number	0000376219
Date	May 27, 2022
Instrument	376219

Lender

Name	CITIZENS & FARMERS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Mortgage

Document Number	0016960643
Date	May 27, 2022
Book Page	1696/643
Instrument	376220

Lender

Name	BARRY D KNIGHT ETAL
Type	Private Party
Address	1852 MILL LANDING RD, VIRGINIA BEACH, VA 23457

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Currituck County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,207.00 (-0.5%)	$897,000 (-) Land $164,600 Building $732,400
2024	$6,238.00 (+63.34%)	$897,000 (+45.43%) Land $164,600 Building $732,400
2023	$3,819.00 (+388.99%)	$616,800 (+274.73%) Land $164,600 Building $452,200	$616,800 (+274.73%) Land $164,600 Building $452,200
2022	$781.00	$164,600 Land $164,600	$164,600 (-81.65%) Land $164,600
2021			$897,000 Land $164,600 Building $732,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Currituck County (37053C), updated June 18, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370531102011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 68 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	3 (2009–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016, river or lake flooding, Hurricane Matthew

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 26 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brightspeed	Fiber	2,000 / 2,000
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
Mediacom Communications	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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