541 Concord St, Framingham, MA 01702 Property Records

Middlesex County and Framingham City property record for 541 Concord St, Framingham, MA 01702

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1 ba · 6,305 sqft · built 1935
Lot Size	0.33 acres (14,375 sqft)
Owner	Company Name on File
Last Sale	$1,380,000 (Mar 2026)
Tax Bill	$25,861 (2026)
Deeds & Mortgages	Mar 2026 Sale Jan 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`112-00-7987`

Property Details

APN / Parcel Number

Primary APN	`112-00-7987`
Alternative APNs	`FRAM M:112 B:00 L:7987 U:000` `M:065.0 B:0127 L:0010.0` `F_680787_2930970` `1835`

Interior

Full Baths	1 Bath
Half Baths	2 Half Baths
Stories	1 Story
Building Area	6,305 sqft Total Area
Gross Area	9,970 sqft
1st Floor Area	3,665 sqft
Basement Area	3,665 sqft
Unfinished Basement	3,665 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	14,375 sqft (0.33 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1835
Street Address	541 CONCORD ST
City	FRAMINGHAM
State	MA
Zip	01702-2321
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	R1
Legal Lot Number	7987
Jurisdiction	FRAMINGHAM MA
Township / Civil Division	FRAMINGHAM
Census Block Group	1
Census Block	1012
Census Tract	383501

Owner

541 Concord St, a commercial property, is owned by a company that bought it in March 2026.

Source: Middlesex County and Framingham City records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	40 FREEMAN PL, NEEDHAM, MA 02492-2418
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Quit Claim Deed, Transfer
Jan 5, 2026	Correction Deed
May 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MUTUALONE BANK
Jul 8, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MUTUALONE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2026 · Amount on File
Deed Sale	Mar 27, 2026 · Amount on File
Prior Sale	Dec 17, 2002 · Amount on File
Deed Document Number	202633574
Deed Book / Page	85393 / 439
Prior Transfer Date	Mar 24, 2026
Prior Transfer Doc	085393-439
Record Updated	Oct 29, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Mar 27, 2026
Property Address	541 CONCORD ST, FRAMINGHAM, MA 01702-2321
Document Number	085393-439
Book / Page	85393 / 439
Instrument Date	Mar 24, 2026
Instrument	33574
Transaction Type	Transfer
Record Updated	Apr 15, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 FREEMAN PL, NEEDHAM, MA 02492-2418

January 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Jan 5, 2026
Property Address	541 CONCORD ST, FRAMINGHAM, MA 01702-2321
Document Number	085083-271
Book / Page	85083 / 271
Instrument Date	Dec 23, 2025
Instrument	311
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 DUNHAM RD, FRAMINGHAM, MA 01701-4107

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	541 CONCORD ST, FRAMINGHAM, MA 01702-2321
Transaction Type	Mortgage
Record Updated	Jan 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080078-278
Date	May 4, 2022
Book Page	80078/278
Instrument	67044

Lender

Name	MUTUALONE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	541 CONCORD ST, FRAMINGHAM, MA 01702-2321
Transaction Type	Mortgage
Record Updated	Jan 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080407-356
Date	Jul 8, 2022
Book Page	80407/356
Instrument	104606

Lender

Name	MUTUALONE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 541 Concord St was $25,861, up 3.6% from the year before.

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Framingham City
Unified School District	Framingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$25,861.00 (+3.58%)	$1,078,900 (+4.92%) Land $189,900 Building $851,900
2025	$24,967.00 (+27.81%)	$1,028,300 (+33.75%) Land $180,900 Building $847,400
2024	$19,535.00 (+6.27%)	$768,800 (+14.05%) Land $181,900 Building $586,900
2023	$18,383.00	$674,100 Land $165,400 Building $508,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 541 Concord St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 541 Concord St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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