541 Coldstream Dr, Columbia, SC 29212 Property Records

Lexington County property record for 541 Coldstream Dr, Columbia, SC 29212

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,978 sqft · built 1983
Lot Size0.311 acres (13,542 sqft)
OwnerIndividual Name on Record
Last Sale$127,500 (Jun 2017)
Tax Bill$929 (2025)
Deeds & MortgagesOct 2021 Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN002625-02-013

Property Details

APN / Parcel Number

Primary APN002625-02-013
Alternative APN
  • 0262502013

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,978 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1988
Exterior MaterialWood Siding
Roof MaterialShingle
Lot Area13,542 sqft (0.311 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address541 COLDSTREAM DR
CityCOLUMBIA
StateSC
Zip29212-0910
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCOLDSTREAM LOT 11 BLK J
Legal SubdivisionESTATE OF COLDSTREAM
Legal BlockJ
Legal Lot Number11
JurisdictionLEXINGTON SC
Township / Civil DivisionIRMO
Census Block Group3
Census Block3002
Census Tract21116

Owner

Source: Lexington County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address541 COLDSTREAM DR, COLUMBIA, SC 29212-0910
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Jun 20, 2017Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 20, 2017 · Amount on Record
Deed SaleJun 20, 2017 · Amount on Record
Deed Document Number201729135
Deed Book / Page19289 / 81
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEXINGTON SC
Property Address541 COLDSTREAM DR, COLUMBIA, SC 29212-0910
Transaction TypeMortgage
Record UpdatedNov 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2097402001
DateOct 28, 2021
Book Page20974/2001
Instrument2021058495
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueSep 1, 2051

June 2017: Deed, Transfer

Document TypeDeed
JurisdictionLEXINGTON SC
Recording DateJun 20, 2017
Property Address541 COLDSTREAM DR, COLUMBIA, SC 29212-0910
Document Number1928900081
Book / Page19289 / 081
Map ReferencePL 15920 PG 331
Instrument DateJun 15, 2017
Instrument2017029135
Transaction TypeTransfer
Record UpdatedFeb 22, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$471.75
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address541 COLDSTREAM DR, COLUMBIA, SC 29212-0910

Mortgage

Document Number1928900086
DateJun 20, 2017
Book Page19289/086
Instrument2017029136
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyLexington County
Unified School DistrictLexington School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$929.00 (+7.9%)
2024$861.00 (+0.35%)$5,615 (-) Land $1,400 Building $4,215$140,375 (-) Land $35,000 Building $105,375
2023$858.00$5,615 Land $1,400 Building $4,215$140,375 Land $35,000 Building $105,375

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims53 (1986–2023)
Claims Outside the SFHA11 of 53
Most Recent ClaimApr 2023 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Oct 2015 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
CarolinaConnect Cooperative
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless · Fiber in parts of the area
100 / 20

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