541 Central St, Endicott, NY 13760 Property Records

Broome County and Union Town property record for 541 Central St, Endicott, NY 13760

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,612 sqft · built 1930
Lot Size	0.161 acres (7,020 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Jun 2005)
Tax Bill	$3,543 (2026)
Deeds & Mortgages	Aug 2019 Loan Modification Sep 2014 Loan Modification
APN	`034601 157.10-1-11`

Property Details

APN / Parcel Number

Primary APN	`034601 157.10-1-11`
Alternative APNs	`460115701000010110000000` `46000205020`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,612 sqft Total Area
1st Floor Area	806 sqft
2nd Floor Area	806 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	7,020 sqft (0.161 acres)
Lot Dimensions	90 ft deep x 78 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	322 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	46000205020
Street Address	541 CENTRAL ST
City	ENDICOTT
State	NY
Zip	13760-5057
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	UMF
Legal Description	R2 G2 0020K500990000000000
Legal Block	1
Legal Lot Number	11.000
Jurisdiction	BROOME NY
Township / Civil Division	UNION
Census Block Group	3
Census Block	3012
Census Tract	13600

Owner

541 Central St, a duplex, is owned by an individual who bought it in June 2005.

Source: Broome County and Union Town records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	18 ROBERT AVE, ELMONT, NY 11003-1921
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2019	Loan Modification, Mortgage · Conventional with PMI CITIMORTGAGE
Sep 17, 2014	Loan Modification, Mortgage · Conventional with PMI CITIMORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2005 · Amount on File
Deed Sale	Jun 30, 2005 · Amount on File
Prior Sale	Aug 20, 2003 · Amount on File
Deed Book / Page	2113 / 662
Prior Transfer Date	Aug 15, 2003
Prior Transfer Doc	2042000489
Record Updated	Oct 29, 2026

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BROOME NY
Property Address	541 CENTRAL ST, ENDICOTT, NY 13760-5057
Document Number	0039300078
Instrument Date	Aug 22, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 CENTRAL ST ENDICOTT NY 137605057, ENDICOTT, NY 13760-5057

Mortgage

Document Number	0039300078
Date	Oct 10, 2019
Book Page	003930/000078
Instrument	29196

Lender

Name	CITIMORTGAGE
Type	Mortgage Company
Address	O FALLON, MO 63368

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	300 Months
Due	Oct 9, 2044

Interest

Rate Type	Fixed Rate

September 2014: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BROOME NY
Property Address	541 CENTRAL ST, ENDICOTT, NY 13760-5057
Document Number	0039071271
Instrument Date	Sep 17, 2014
Transaction Type	Mortgage
Record Updated	May 9, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 WILSON CT MASSAPEQUA NY 117585405, MASSAPEQUA, NY 11758-5405

Mortgage

Document Number	0039071271
Date	Apr 22, 2019
Book Page	003907/001271
Instrument	10377

Lender

Name	CITIMORTGAGE
Type	Mortgage Company
Address	O'FALLON, MO 63368-2240

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	300 Months
Due	Apr 21, 2044

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

The 2026 property tax bill for 541 Central St was $3,543, down 31.7% from the year before.

Source: Broome County and Union Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Union Town
Municipality	Endicott Village
Unified School District	Union-Endicott Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,543.00 (-31.71%)
2025	$5,188.00 (+4.2%)	$3,600 Land $500 Building $3,100	$129,500 Land $17,986 Building $111,514
2024	$4,979.00
2023		$3,600 Land $500 Building $3,100	$104,046 Land $14,451 Building $89,595

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 541 Central St; there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1979–2011)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 541 Central St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENDICOTT MUNICIPAL WATER WORKS serves 45,000 people · EPA ID NY0301665
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
Zeta Broadband Fixed Wireless	400 / 50

May also be available: Greenlight Networks, Verizon.

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