541 Cedar Trl, Fleetwood, NC 28626 Property Records

Ashe County property record for 541 Cedar Trl, Fleetwood, NC 28626

Property Summary

Property TypeSingle Family Home
Details2,877 sqft · built 2015
Lot Size0.601 acres (26,180 sqft)
Owner2 Individual Names on Record
Last Sale$45,000 (Jul 2012)
Tax Bill$2,681 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN15239-352-016

Property Details

APN / Parcel Number

Primary APN15239-352-016
Alternative APN
  • 26703

Interior

Plumbing Fixtures11 Plumbing Fixtures
Building Area2,877 sqft Heated Area

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleConventional
Lot Area26,180 sqft (0.601 acres)

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number26703
Street Address541 CEDAR TRL
CityFLEETWOOD
StateNC
Zip28626
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 16 (0.601 A)
Legal SubdivisionCEDAR CROSSING
Legal Lot Number16
JurisdictionASHE NC
Township / Civil DivisionPINE SWAMP
Census Block Group2
Census Block2033
Census Tract970702

Owner

Source: Ashe County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address206 HORN TASSLE CT, INDIAN TRAIL, NC 28079-4144
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 13, 2012 · Amount on Record
Deed SaleJul 13, 2012 · Amount on Record
Deed Document Number20123445
Deed Book / Page431 / 1008
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHE NC
Property Address541 CEDAR TRL, FLEETWOOD, NC 28626
Transaction TypeMortgage
Record UpdatedAug 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00515/1616
DateAug 14, 2020
Book Page515/1616
Instrument3874
Lender
NameMORTGAGE ASSURANCE INC
TypeMortgage Company
AddressATLANTA, GA 30338
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAshe County
Unified School DistrictAshe County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,681.00 (+4.16%)$532,000 (-) Land $45,000 Building $487,000$532,000 (-) Land $45,000 Building $487,000
2023$2,574.00 (+27.55%)$532,000 (+56.61%) Land $45,000 Building $487,000$532,000 (+56.61%) Land $45,000 Building $487,000
2022$2,018.00$339,700 Land $45,000 Building $294,700$339,700 Land $45,000 Building $294,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

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