Mitchell County property record for 541 Cascade Ln, Spruce Pine, NC 28777 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,580 sqft · built 2002 |
| Lot Size | 17.9 acres (781,031 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,019 (2025) |
| Deeds & Mortgages | Dec 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0777-00-11-4027 |
| Primary APN | 0777-00-11-4027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,580 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Construction Type | Wood |
| Lot Area | 781,031 sqft (17.9 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 005013701 |
|---|---|
| Street Address | 541 CASCADE LN |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-9153 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1225 SR OFF |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 950400 |
Source: Mitchell County records · APN 0777-00-11-4027
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 500, LITTLE SWITZERLAND, NC 28749-0500 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Deed Document Number | 0000277567 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 541 CASCADE LN, SPRUCE PINE, NC 28777-9153 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 597/519 |
|---|---|
| Date | Dec 27, 2018 |
| Book Page | 597/519 |
| Instrument | 2018002161 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 10, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,019.00 (+1.58%) | $466,000 (-) Land $123,600 Building $342,400 |
| 2023 | $2,972.00 | $466,000 Land $123,600 Building $342,400 |
Source: FEMA National Flood Hazard Layer, Mitchell County (37121C), updated May 2, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,149 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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