541 Carson Ct, Lusby, MD 20657 Property Records

Calvert County property record for 541 Carson Ct, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,445 sqft · built 2006
Lot Size	0.548 acres (23,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Nov 2023)
Tax Bill	$4,219 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-244779`

Property Details

APN / Parcel Number

Primary APN	`01-244779`
Alternative APN	`244779`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,445 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	23,890 sqft (0.548 acres)
Garage Type	Mixed
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Deck Area	376 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	244779
Street Address	541 CARSON CT
City	LUSBY
State	MD
Zip	20657-3490
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 21 SEC 2E CHES RANCH ESTS
Legal Subdivision	CHESAPEAKE RANCH ESTATES
Legal Lot Number	21
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	3
Census Block	3004
Census Tract	861004

Owner

Source: Calvert County records, as of May 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	541 CARSON CT, LUSBY, MD 20657-3490
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Nov 27, 2023	Deed, Transfer · FHA Mortgage EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2023 · Amount on Record
Deed Sale	Nov 27, 2023 · Amount on Record
Prior Sale	Mar 9, 2016 · Amount on Record
Deed Book / Page	6508 / 256
Prior Transfer Date	Sep 8, 2006
Prior Transfer Doc	KPS028470069
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	541 CARSON CT, LUSBY, MD 20657-3490
Transaction Type	Mortgage
Record Updated	May 6, 2024
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 CARSON CT, LUSBY, MD 20657-3490

Mortgage

Document Number	0065570011
Date	Apr 18, 2024
Book Page	6557/11

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Dec 1, 2053

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Nov 27, 2023
Property Address	541 CARSON CT, LUSBY, MD 20657-3490
Document Number	0065080256
Book / Page	6508 / 256
Map Reference	MB JLB 1 PG 30
Instrument Date	Nov 16, 2023
Transaction Type	Transfer
Record Updated	Dec 14, 2023
Title Company	COUNSEL TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,087.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	541 CARSON CT, LUSBY, MD 20657-3490

Mortgage

Document Number	0006508264
Date	Nov 27, 2023
Instrument	6508/264

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Mortgage

Document Number	0065080284
Date	Nov 27, 2023
Book Page	6508/284

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,219.00 (+41.58%)	$350,500 (+22.17%)	$382,300 (+33.25%) Land $55,200 Building $327,100
2023	$2,980.00	$286,900 Land $55,200 Building $231,700	$286,900 Land $55,200 Building $231,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1995 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 85% of Maryland
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: IQ Fiber, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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