541 Basil Rd, Oak Harbor, WA 98277 Property Records

Island County property record for 541 Basil Rd, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,924 sqft · built 1973
Lot Size	1.16 acres (50,530 sqft)
Owner	2 Individual Names on File
Last Sale	$481,000 (Sep 2022)
Tax Bill	$3,865 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R23329-070-1880`

Property Details

APN / Parcel Number

Primary APN	`R23329-070-1880`
Alternative APN	`106085`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	1,924 sqft Living Area
1st Floor Area	1,924 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1978
Exterior Material	Wood Siding
Foundation Type	Block
Roof Material	Asphalt
Lot Area	50,530 sqft (1.16 acres)
Garage Type	Detached
Garage Area	573 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	480 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	541 BASIL RD
City	OAK HARBOR
State	WA
Zip	98277-7813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Description	21 WALLACE DC - E210 OF W1826.92 WALLACE DC LY N OF CRESCENT HARBOR RD & E OF TAYLOR RD EX S1930 EX RD TGW EZ AF#255801
Legal Range	2E
Legal Township	33N
Legal Section	29
Legal Subdivision	CRESCENT HARBOR ROAD
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	4
Census Block	4014
Census Tract	970300

Owner

541 Basil Rd is owned and occupied by two individuals who bought it in September 2022.

Source: Island County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	541 BASIL RD, OAK HARBOR, WA 98277-7813
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Feb 18, 2022	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Sep 8, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 2, 2020	Warranty Deed, Transfer · Stand-Alone Second Mortgage WASHINGTON STATE HOUSING FIN COMMISSION
Dec 12, 2019	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2022 · Amount on File
Deed Sale	Sep 8, 2022 · Amount on File
Prior Sale	Apr 2, 2020 · Amount on File
Deed Document Number	20224550850
Prior Transfer Date	Dec 11, 2019
Prior Transfer Doc	0004477403
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	541 BASIL RD, OAK HARBOR, WA 98277-7813
Transaction Type	Mortgage
Record Updated	Oct 30, 2023
Title Company	STEWART TITLE/CALDWELL, STC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004530765
Date	Oct 6, 2021
Instrument	4530765

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	541 BASIL RD, OAK HARBOR, WA 98277-7813
Transaction Type	Mortgage
Record Updated	Oct 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 BASIL RD, OAK HARBOR, WA 98277-7813

Mortgage

Document Number	0004539979
Date	Feb 18, 2022
Instrument	4539979

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Sep 8, 2022
Property Address	541 BASIL RD, OAK HARBOR, WA 98277-7813
Document Number	0004550850
Instrument Date	Aug 31, 2022
Instrument	4550850
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,701.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 BASIL RD, OAK HARBOR, WA 98277-7813

Mortgage

Document Number	0004550851
Date	Sep 8, 2022
Instrument	4550851

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Apr 2, 2020
Property Address	541 BASIL RD, OAK HARBOR, WA 98277-7813
Document Number	0004484092
Instrument Date	Mar 31, 2020
Instrument	4484092
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,749.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	541 BASIL RD, OAK HARBOR, WA 98277-7813

Mortgage

Document Number	0004484094
Date	Apr 2, 2020
Instrument	4484094

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ISLAND WA
Recording Date	Dec 12, 2019
Property Address	541 BASIL RD, OAK HARBOR, WA 98277-7813
Document Number	0004477403
Instrument Date	Dec 11, 2019
Instrument	4477403
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 BASIL RD OAK HARBOR WA 982777813, OAK HARBOR, WA 98277-7813

Tax Assessment & Valuation

The 2026 property tax bill for 541 Basil Rd was $3,865.

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,865.00
2025		$497,624 Land $210,000 Building $287,624	$497,624 Land $210,000 Building $287,624
2023	$3,381.00	$505,930 (+11.88%) Land $210,000 Building $295,930	$505,930 (+11.88%) Land $210,000 Building $295,930
2022		$452,203 Land $200,000 Building $252,203	$452,203 Land $200,000 Building $252,203

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 541 Basil Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	6 (2006–2022)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Dec 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 541 Basil Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAYVIEW ESTATES WATER COMPANY private · serves 227 people · EPA ID WA5304956
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Astound Broadband, Verizon, Ziply Fiber.

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