541 Baldwin Heights Cir, Howard, OH 43028 Property Records

Knox County property record for 541 Baldwin Heights Cir, Howard, OH 43028

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,008 sqft · built 1983
Lot Size	0.221 acres (9,627 sqft)
Owner	Individual Name on File
Tax Bill	$7,293 (2025)
Deeds & Mortgages	Apr 2023 Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-00119.000`

Property Details

APN / Parcel Number

Primary APN	`25-00119.000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Finished Basement	500 sqft
Unfinished Basement	508 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Wood
Construction Type	Frame
Lot Area	9,627 sqft (0.221 acres)
Lot Dimensions	144 ft deep x 67 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	224 sqft
Patio Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Electric

Location & Zoning

Street Address	541 BALDWIN HEIGHTS CIR
City	HOWARD
State	OH
Zip	43028-9505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BALDWIN HEIGHTS LOT #119
Legal Subdivision	BALDWIN HEIGHTS
Legal Lot Number	119
Jurisdiction	KNOX OH
Township / Civil Division	HOWARD
Census Block Group	3
Census Block	3007
Census Tract	6801

Owner

541 Baldwin Heights Cir is owned and occupied by an individual who acquired it in July 2004.

Source: Knox County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	541 BALDWIN HEIGHTS CIR, HOWARD, OH 43028-9505
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK
May 19, 2022	Fiduciary Deed, Transfer · Stand-Alone First Mortgage NICOLE M HARDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 9, 2004
Transfer Doc	0000005389
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX OH
Recording Date	Apr 24, 2023
Property Address	541 BALDWIN HEIGHTS CIR, HOWARD, OH 43028-9505
Document Number	0000002503
Book / Page	1970 / 431
Instrument Date	Apr 19, 2023
Instrument	202300002503
Transaction Type	Transfer
Record Updated	May 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 BALDWIN HEIGHTS CIR, HOWARD, OH 43028-9505

Mortgage

Document Number	0000002504
Date	Apr 24, 2023
Book Page	1970/433
Instrument	202300002504

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

May 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	KNOX OH
Recording Date	May 19, 2022
Property Address	541 BALDWIN HEIGHTS CIR, HOWARD, OH 43028-9505
Document Number	0000004235
Book / Page	1924 / 34
Instrument Date	May 18, 2022
Instrument	20220-00004235
Transaction Type	Transfer
Record Updated	Jun 13, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 E OHIO AVE REAR D, D, MOUNT VERNON, OH 43050-3558

Mortgage

Document Number	22000004236
Date	May 19, 2022
Instrument	220-00004236

Lender

Name	NICOLE M HARDING

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 541 Baldwin Heights Cir was $7,293, down 9.4% from the year before.

Source: Knox County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Knox County
County Subdivision	Howard Township
Unified School District	East Knox Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$563,680 Land $349,930 Building $213,750
2025	$7,293.00 (-9.44%)	$197,290 (-) Land $122,480 Building $74,810
2024	$8,053.00 (+0.35%)	$197,290 (-) Land $122,480 Building $74,810
2023	$8,025.00 (+23.03%)	$197,290 (+31.99%) Land $122,480 Building $74,810	$563,680 Land $349,930 Building $213,750
2022	$6,523.00 Homeowner's exemption Senior Citizen's exemption	$149,470 Land $92,790 Building $56,680
2020			$427,030 Land $265,100 Building $161,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 541 Baldwin Heights Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2000)
Most Recent Claim	Jul 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 541 Baldwin Heights Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KNOX COUNTY WATER AND WASTEWATER PWS private · serves 8,250 people · EPA ID OH4202012
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Mercury Fiber.

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