54095 Baker Rd, Chesterfield (New Baltimore), MI 48047 Property Records

Macomb County property record for 54095 Baker Rd, Chesterfield, MI 48047

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,394 sqft · built 1972
Lot Size	11.7 acres (510,523 sqft)
Owner	Individual Name on File
Last Sale	$429,000 (May 2016)
Tax Bill	$10,005 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-09-11-251-002`

Property Details

APN / Parcel Number

Primary APN	`15-09-11-251-002`
Alternative APN	`0911251002`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	4,394 sqft Living Area
1st Floor Area	2,578 sqft
Basement Area	1,670 sqft
Unfinished Basement	1,670 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1976
Lot Area	510,523 sqft (11.7 acres)
Garage Area	738 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	54095 BAKER RD
City	CHESTERFIELD
State	MI
Zip	48047-2712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A RES
Legal Description	T3N,R14E SEC 11 BEG AT INTER OF CEN OF BAKER RD WITH E&W 1/4 LINE SEC 11; TH W 1044.16 FT; TH N307'W 319.42 FT; TH S8920'E 814.41 FT; TH N406'E 798.47 FT; TH S5428'E ALG NEW HAVEN RD 314.44 FT; TH S4*06'W 925.6 FT ALG BAKER RD TO PT OF BEG; EXC T
Legal Range	14E
Legal Township	03N
Legal Section	11
Jurisdiction	MACOMB MI
Township / Civil Division	CHESTERFIELD
Census Block Group	1
Census Block	1064
Census Tract	221800

Owner

54095 Baker Rd is owned and occupied by an individual who bought it in May 2016.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	54095 BAKER RD, CHESTERFIELD, MI 48047-2712
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2016 · Amount on File
Deed Sale	May 9, 2016 · Amount on File
Prior Sale	May 21, 2014 · Amount on File
Deed Document Number	20166056505
Deed Book / Page	24015 / 96
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	54095 BAKER RD, CHESTERFIELD, MI 48047-2712
Transaction Type	Mortgage
Record Updated	Mar 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54095 BAKER RD, CHESTERFIELD, MI 48047-2712

Mortgage

Document Number	2300014190
Date	Feb 22, 2023
Book Page	29016/162
Instrument	202300014190

Lender

Name	TRI COUNTY BANK
Type	Bank
Address	BROWN CITY, MI 48416

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	59 Months
Due	Jan 30, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 54095 Baker Rd was $10,005 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Chesterfield Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,900	$607,800
2025	$10,005.00
2023		$275,800	$551,600
2022	$8,813.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54095 Baker Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54095 Baker Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20