54094 Reflection Dr, Martins Ferry, OH 43935 Property Records

Belmont County property record for 54094 Reflection Dr, Martins Ferry, OH 43935

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,398 sqft · built 1970
Lot Size	0.335 acres (14,600 sqft)
Owner	Individual Name on File
Last Sale	$187,500 (May 2020)
Tax Bill	$2,284 (2025)
Deeds & Mortgages	May 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`61-00613-000`

Property Details

APN / Parcel Number

Primary APN	`61-00613-000`
Alternative APN	`045038-1`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,398 sqft Living Area
1st Floor Area	1,398 sqft
Family Room	Family Room
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Frame
Roof Material	Shingle
Lot Area	14,600 sqft (0.335 acres)
Lot Dimensions	100 ft deep x 146 ft wide
Terrain	Rolling
Garage Type	Basement
Garage Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	716 sqft
Deck Area	144 sqft
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	045038-1
Street Address	54094 REFLECTION DR
City	MARTINS FERRY
State	OH
Zip	43935-1131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN-LOT 10 NED SMITH SUB DIV 146.92 X 100
Legal Subdivision	SMITH
Legal Lot Number	10
Jurisdiction	BELMONT OH
Township / Civil Division	COLERAIN
Census Block Group	3
Census Block	3026
Census Tract	10300

Owner

54094 Reflection Dr is owned and occupied by an individual who bought it in May 2020.

Source: Belmont County records, as of February 27, 2026

Owner of Record	Individual Name on File
Mailing Address	54094 REFLECTION DR, MARTINS FERRY, OH 43935-1131
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2020 · Amount on File
Deed Sale	May 26, 2020 · Amount on File
Deed Document Number	202000003918
Deed Book / Page	878 / 750
Record Updated	Jun 8, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELMONT OH
Recording Date	May 26, 2020
Property Address	54094 REFLECTION DR, MARTINS FERRY, OH 43935-1131
Document Number	0000003918
Book / Page	878 / 750
Map Reference	CAB A SL 197
Instrument Date	May 15, 2020
Instrument	202000003918
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54094 REFLECTION DR, MARTINS FERRY, OH 43935-1131

Mortgage

Document Number	0000003919
Date	May 26, 2020
Instrument	202000003919

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 54094 Reflection Dr was $2,284, up 1.4% from the year before.

Source: Belmont County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Belmont County
County Subdivision	Colerain Township
Unified School District	Martins Ferry City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,284.00 (+1.42%)	$61,674 (-) Land $6,066 Building $55,608
2024	$2,252.00 (+15.43%)	$61,674 (+23.17%) Land $6,066 Building $55,608	$176,210 Land $17,330 Building $158,880
2023	$1,951.00	$50,071 (-) Land $5,978 Building $44,093
2022	$1,951.00	$50,071 Land $5,978 Building $44,093
2021			$143,060 Land $17,080 Building $125,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 54094 Reflection Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 8, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54094 Reflection Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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