5409 Whitten Dr, Naples, FL 34104 Property Records

Collier County property record for 5409 Whitten Dr, Naples, FL 34104

Property Summary

Property Type	Condominium
Details	1,386 sqft · built 1997
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Jun 2018)
Tax Bill	$1,127 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`712900 1005B06`

Property Details

APN / Parcel Number

Primary APN	`712900 1005B06`
Alternative APN	`81820002320`

Interior

Building Area	1,386 sqft Living Area
1st Floor Area	1,386 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Condo/Apartment
Lot Area	4,792 sqft (0.11 acres)

Location & Zoning

Street Address	5409 WHITTEN DR
City	NAPLES
State	FL
Zip	34104-5316
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PUD
Legal Description	WHITTENBERG VILLAS LOT 100 NKA VILLAS OF WHITTENBERG (HO)#100
Legal Range	26
Legal Township	50
Legal Section	6
Legal Subdivision	WHITTENBERG VILLAS (HO)
Legal Tract	712900
Legal Block	2
Legal Lot Number	100
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2010
Census Tract	10508

Owner

5409 Whitten Dr, a condominium, is owned and occupied by an individual who bought it in June 2018.

Source: Collier County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	5409 WHITTEN DR, NAPLES, FL 34104-5316
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Mar 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 27, 2018	Warranty Deed, Transfer · Conventional Mortgage RESIDENTIAL HOME FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2018 · Amount on File
Deed Sale	Jun 27, 2018 · Amount on File
Prior Sale	Jul 20, 1999
Deed Document Number	20185577677
Deed Book / Page	5526 / 1535
Prior Transfer Date	Sep 9, 2008
Prior Transfer Doc	0043940690
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	5409 WHITTEN DR, NAPLES, FL 34104-5316
Transaction Type	Mortgage
Record Updated	Apr 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5409 WHITTEN DR, NAPLES, FL 34104-5316

Mortgage

Document Number	0061071841
Date	Apr 4, 2022
Book Page	6107/1841
Instrument	6230544

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	5409 WHITTEN DR, NAPLES, FL 34104-5316
Transaction Type	Mortgage
Record Updated	Apr 1, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5409 WHITTEN DR, NAPLES, FL 34104-5316

Mortgage

Document Number	0061002780
Date	Mar 22, 2022
Book Page	6100/2780
Instrument	6223009

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	353 Months
Due	Aug 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 27, 2018
Property Address	5409 WHITTEN DR, NAPLES, FL 34104-5316
Document Number	0055261535
Book / Page	5526 / 1535
Map Reference	MB28 PG19-21
Instrument Date	May 30, 2018
Instrument	5577677
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	SECRUITY TITLE & ABSTRACT LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 LANG RD, 301, CORNISH, NH 03745-4208

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5409 WHITTEN DR, NAPLES, FL 34104-5316

Mortgage

Document Number	0005577678
Date	Jun 27, 2018
Instrument	5577678

Lender

Name	RESIDENTIAL HOME FUNDING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5409 Whitten Dr was $1,127 with a homeowner's exemption, up 6.3% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,048 (+2.7%)	$293,000 (-13.26%) Building $293,000
2025	$1,127.00 (+6.32%) Homeowner's exemption	$122,734	$337,800 Building $337,800
2024	$1,060.00 (+2.42%)
2023	$1,035.00 (+0.88%) Homeowner's exemption	$115,801 (+3%)	$353,000 (+13.53%) Building $353,000
2022	$1,026.00 Homeowner's exemption	$112,428	$310,926 Building $310,926

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5409 Whitten Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 151 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	199 units insured incl. 48 condo units
Nearby Flood Claims	5 (2014–2020)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2020 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5409 Whitten Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Blue Stream Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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