5409 White Wheat Ave, Bakersfield, CA 93313 Property Records

Kern County property record for 5409 White Wheat Ave, Bakersfield, CA 93313

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,314 sqft · built 2010
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$101,500 (Apr 2019)
Tax Bill	$3,930 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jun 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`532-170-47-00-5`

Property Details

APN / Parcel Number

Primary APN	`532-170-47-00-5`
Alternative APNs	`532-170-47-9` `5321704700` `53217047`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,314 sqft Living Area
Gross Area	1,747 sqft
1st Floor Area	1,314 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	43 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	532170479
Street Address	5409 WHITE WHEAT AVE
City	BAKERSFIELD
State	CA
Zip	93313-5341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 6290 , BLOCK UN3, LOT 62
Legal Subdivision	6290 UN 3
Legal Tract	6290
Legal Block	2
Legal Lot Number	62
Jurisdiction	KERN CA
Township / Civil Division	GREENFIELD-PANAMA
Census Block Group	2
Census Block	2010
Census Tract	3219

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5409 WHITE WHEAT AVE, BAKERSFIELD, CA 93313-5341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 14, 2021	Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Jan 30, 2020	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FNDG
Apr 22, 2019	Grant Deed, Transfer · FHA Mortgage ASSENT MORTGAGE LLC
May 17, 2018	Quit Claim Deed, Transfer NEXTITLE
May 17, 2018	Grant Deed, Transfer · FHA Mortgage GOTMORTGAGE.COM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2019 · Amount on Record
Deed Sale	Apr 22, 2019 · Amount on Record
Prior Sale	May 17, 2018 · Amount on Record
Deed Document Number	201944682
Prior Transfer Date	Apr 27, 2018
Prior Transfer Doc	0000061304
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	5409 WHITE WHEAT AVE, BAKERSFIELD, CA 93313-5341
Transaction Type	Mortgage
Record Updated	Nov 7, 2022
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5409 WHITE WHEAT AVE, BAKERSFIELD, CA 93313-5341

Mortgage

Document Number	0000139688
Date	Sep 9, 2022
Instrument	222139688

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	5409 WHITE WHEAT AVE, BAKERSFIELD, CA 93313-5341
Transaction Type	Mortgage
Record Updated	Nov 7, 2022
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5409 WHITE WHEAT AVE, BAKERSFIELD, CA 93313-5341

Mortgage

Document Number	0000111558
Date	Jun 14, 2021
Instrument	221111558

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	5409 WHITE WHEAT AVE, BAKERSFIELD, CA 93313-5341
Document Number	0000015887
Instrument Date	Jan 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5409 WHITE WHEAT AVE BAKERSFIELD CA 933135341, BAKERSFIELD, CA 93313-5341

Mortgage

Document Number	0000015887
Date	Feb 4, 2020
Instrument	15887

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Apr 22, 2019
Property Address	5409 WHITE WHEAT AVE, BAKERSFIELD, CA 93313-5341
Document Number	0000044682
Map Reference	MB 56 PG 131-133
Instrument Date	Apr 8, 2019
Instrument	219044682
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	WFG NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5409 WHITE WHEAT AVE, BAKERSFIELD, CA 93313-5341

Mortgage

Document Number	0000044683
Date	Apr 22, 2019
Instrument	219044683

Lender

Name	ASSENT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERN CA
Recording Date	May 17, 2018
Property Address	5409 WHITE WHEAT AVE, BAKERSFIELD, CA 93313-5341
Document Number	0000061303
Instrument Date	Apr 27, 2018
Instrument	61303
Transaction Type	Transfer
Record Updated	May 25, 2018
Title Company	NEXTITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5409 WHITE WHEAT AVE BAKERSFIELD CA 933135341, BAKERSFIELD, CA 93313-5341

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	May 17, 2018
Property Address	5409 WHITE WHEAT AVE, BAKERSFIELD, CA 93313-5341
Document Number	0000061304
Instrument Date	Apr 27, 2018
Instrument	61304
Transaction Type	Transfer
Record Updated	May 28, 2018
Title Company	NEXTITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$242.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5409 WHITE WHEAT AVE BAKERSFIELD CA 933135341, BAKERSFIELD, CA 93313-5341

Mortgage

Document Number	61305
Date	May 17, 2018
Instrument	61305

Lender

Name	GOTMORTGAGE.COM
Type	Mortgage Company
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2048

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Panama-Buena Vista School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$258,507 (+2%) Land $71,793 Building $186,714
2025	$3,930.00 (-2.02%)	$253,439 (+4.04%) Land $70,386 Building $183,053
2023	$4,011.00 (+3.97%)	$243,600 Land $67,654 Building $175,946
2022	$3,858.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 705 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50

May also be available: Verizon.

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