Hamilton County property record for 5409 Whetsel Ave, Cincinnati, OH 45227
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,334 sqft · built 1905 |
| Lot Size | 0.159 acres (6,926 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $345,000 (Jun 2026) |
| Tax Bill | $3,141 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 034-0001-0076-00 |
| Primary APN | 034-0001-0076-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,334 sqft Living Area |
| Gross Area | 2,171 sqft |
| 1st Floor Area | 837 sqft |
| 2nd Floor Area | 497 sqft |
| Basement Area | 837 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 6,926 sqft (0.159 acres) |
| Lot Dimensions | 142 ft deep x 45 ft wide |
| Garage Area | 170 sqft |
| Porch | Open Frame Porch |
| Porch Area | 246 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 5409 WHETSEL AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45227-1729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF4 |
| Legal Description | 5409 WHETSEL AVE 45 X 142.74 WS CENTRAL 277.15 FT S OF LUHN AVE |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 5500 |
Source: Hamilton County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1426 RETURN SHOT LN, LOVELAND, OH 45140-8685 |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jun 26, 2026 | Warranty Deed, Transfer NORTHWEST AR TITLE, NORTHWEST TITLE |
| Oct 17, 2025 | Warranty Deed, Transfer · Commercial Mortgage TERNUS LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2026 · Amount on Record |
| Deed Sale | Jun 26, 2026 · Amount on Record |
| Prior Sale | Oct 17, 2025 · Amount on Record |
| Deed Document Number | 202651972 |
| Deed Book / Page | 15695 / 2083 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 26, 2026 |
| Property Address | 5409 WHETSEL AVE, CINCINNATI, OH 45227-1729 |
| Document Number | 0000051972 |
| Book / Page | 15695 / 2083 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 202651972 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2026 |
| Title Company | NORTHWEST AR TITLE, NORTHWEST TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $69,690.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 1426 RETURN SHOT LN, LOVELAND, OH 45140-8685 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 17, 2025 |
| Property Address | 5409 WHETSEL AVE, CINCINNATI, OH 45227-1729 |
| Document Number | 0000080963 |
| Book / Page | 15524 / 704 |
| Instrument Date | Oct 7, 2025 |
| Instrument | 2025-0080963 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $170.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 250 E 5TH ST # 15TH, CINCINNATI, OH 45202-4119 |
| Document Number | 0000080964 |
|---|---|
| Date | Oct 17, 2025 |
| Instrument | 2025-0080964 |
| Name | TERNUS LENDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Apr 7, 2026 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,141.00 (+0.16%) | $49,420 (-) Land $15,694 Building $33,726 | $141,200 (-) Land $44,840 Building $96,360 |
| 2024 | $3,136.00 (-0.19%) | $49,420 (-) Land $15,694 Building $33,726 | |
| 2023 | $3,142.00 (+49.26%) | $49,420 (+66.27%) Land $15,694 Building $33,726 | $141,200 (+66.27%) Land $44,840 Building $96,360 |
| 2022 | $2,105.00 | $29,722 Land $7,735 Building $21,987 | |
| 2020 | $84,920 Land $22,100 Building $62,820 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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