Bell County property record for 5409 W Ridge Blvd, Temple, TX 76502
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,277 sqft · built 1989 |
| Lot Size | 0.122 acres (5,355 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,696 (2023) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0137895004 |
| Primary APN | 0137895004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,277 sqft Living Area |
| 1st Floor Area | 587 sqft |
| 2nd Floor Area | 690 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,355 sqft (0.122 acres) |
| Lot Dimensions | 105 ft deep x 51 ft wide |
| Garage Area | 452 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Canopy | 1,318 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 643600 |
|---|---|
| Street Address | 5409 W RIDGE BLVD |
| City | TEMPLE |
| State | TX |
| Zip | 76502-4048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF3 |
| Legal Description | WEST RIDGE SUBDIVISION PHASE I, BLOCK 001, LOT 0003 |
| Legal Subdivision | WEST RIDGE SUBDIVISION PHASE I |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 21201 |
5409 W Ridge Blvd is owned and occupied by an individual who acquired it in May 2008.
Source: Bell County records, as of April 1, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 5409 W RIDGE BLVD, TEMPLE, TX 76502-4048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2008 |
| Deed Sale | May 30, 2008 |
| Deed Document Number | 00022505 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 5409 W RIDGE BLVD, TEMPLE, TX 76502-4048 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 5408 W RIDGE BLVD, TEMPLE, TX 76502-4047 |
| Document Number | 0000045823 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 2020-00045823 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 214 Months |
| Due | Jun 1, 2038 |
Source: Bell County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Temple Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,696.00 (+10.34%) | $204,837 Land $30,000 Building $174,837 | $204,837 Land $30,000 Building $174,837 |
| 2022 | $4,256.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5409 W Ridge Blvd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5409 W Ridge Blvd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 35 |
May also be available: Nextlink, Verizon.
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