5409 W Eddy St, Chicago, IL 60641 Property Records

Cook County property record for 5409 W Eddy St, Chicago, IL 60641

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 966 sqft · built 1923
Lot Size	0.095 acres (4,125 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Aug 2020)
Tax Bill	$4,559 (2023)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-21-305-015`

Property Details

APN / Parcel Number

Primary APN	`13-21-305-015`
Alternative APN	`13-21-305-015-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	966 sqft Living Area
1st Floor Area	966 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1925
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,125 sqft (0.095 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	5409 W EDDY ST
City	CHICAGO
State	IL
Zip	60641-3246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	LOT 3 BLK 4 IN FRED BUCKS PORTAGE P ARK SUB W2 SW4 OF SEC21 T40N R13E 3 P
Legal Range	13E
Legal Township	40N
Legal Section	21
Legal Subdivision	FRED BUCKS PORTAGE PARK
Legal Block	4
Legal Lot Number	3
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	4
Census Block	4005
Census Tract	151100

Owner

5409 W Eddy St is owned and occupied by an individual who bought it in August 2020.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	5409 W EDDY ST, CHICAGO, IL 60641-3246
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Aug 7, 2020	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2020 · Amount on File
Deed Sale	Aug 7, 2020 · Amount on File
Prior Sale	Jan 9, 2008 · Amount on File
Deed Document Number	20207363
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	5409 W EDDY ST, CHICAGO, IL 60641-3246
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023517376
Date	Aug 23, 2021
Instrument	2123517376

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 7, 2020
Property Address	5409 W EDDY ST, CHICAGO, IL 60641-3246
Document Number	2022007363
Instrument Date	Jun 22, 2020
Instrument	22007363
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 BURR OAK RD HINSDALE IL 605212934, HINSDALE, IL 60521-2934

Mortgage

Document Number	2022007364
Date	Aug 7, 2020
Instrument	22007364

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$27,946 Land $12,788 Building $15,158	$279,460 Land $127,880 Building $151,580
2023	$4,559.00 (-11.06%)
2022	$5,126.00 Homeowner's exemption	$24,909 Land $10,312 Building $14,597	$249,090 Land $103,120 Building $145,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5409 W Eddy St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5409 W Eddy St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,097 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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