5409 Verde Ave, Hilmar, CA 95324 Property Records

Merced County property record for 5409 Verde Ave, Hilmar, CA 95324

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,014 sqft · built 2007
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Dec 1999)
Tax Bill	$8,463 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`045-360-024-000`

Property Details

APN / Parcel Number

Primary APN	`045-360-024-000`
Alternative APN	`045-360-024`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,014 sqft Living Area
Gross Area	3,921 sqft
1st Floor Area	3,014 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Wood
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	907 sqft
Parking Spaces	4 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Patio Area	537 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Well

Location & Zoning

Old Parcel Number	045-360-024
Street Address	5409 VERDE AVE
City	HILMAR
State	CA
Zip	95324-9759
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	HIL COL POR LOT 306 SEC 34/6/10 (ADJ PAR 1)
Legal Range	10E
Legal Township	6S
Legal Section	34
Legal Subdivision	HIL COL
Legal Lot Number	306
Jurisdiction	MERCED CA
Township / Civil Division	HILMAR-IRWIN
Census Block Group	1
Census Block	1078
Census Tract	404

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5409 VERDE AVE, HILMAR, CA 95324-9759
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 1999 · Amount on Record
Deed Sale	Dec 30, 1999 · Amount on Record
Deed Document Number	199947105
Deed Book / Page	3956 / 407
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	5409 VERDE AVE, HILMAR, CA 95324-9759
Transaction Type	Mortgage
Record Updated	Mar 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5409 VERDE AVE, HILMAR, CA 95324-9759

Mortgage

Document Number	0000001928
Date	Jan 29, 2024
Instrument	2024001928

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Feb 1, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	5409 VERDE AVE, HILMAR, CA 95324-9759
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	STEWART TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010382
Date	Apr 12, 2019
Instrument	2019010382

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	5409 VERDE AVE, HILMAR, CA 95324-9759
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5409 VERDE AVE, HILMAR, CA 95324-9759

Mortgage

Document Number	0000026501
Date	Jun 14, 2021
Instrument	2021026501

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Unified School District	Hilmar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$796,284 (+2%) Land $290,775 Building $505,509
2025	$8,463.00 (+4.57%)	$780,672 (+4.04%) Land $285,074 Building $495,598
2023	$8,093.00 (+1.33%)	$750,359 Land $274,005 Building $476,354
2022	$7,987.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 99 policies
Nearby Flood Policies	99 in force
Nearby Flood Claims	5 (2017–2023)
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Mar 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
unWired Broadband Fixed Wireless	1,000 / 1,000
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile.

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