5409 Tracey Dr, Waco, TX 76708 Property Records

McLennan County property record for 5409 Tracey Dr, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,164 sqft · built 2003
Lot Size	0.559 acres (24,363 sqft)
Owner	2 Individual Names on File
Last Sale	$184,500 (Jul 2007)
Tax Bill	$5,545 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-035410-000115-0`

Property Details

APN / Parcel Number

Primary APN	`18-035410-000115-0`
Alternative APN	`312873`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,164 sqft Living Area
Gross Area	2,670 sqft
1st Floor Area	2,164 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	24,363 sqft (0.559 acres)
Lot Dimensions	217 ft deep x 121 ft wide
Garage Type	Attached
Garage Area	506 sqft
Driveway	Concrete Driveway
Driveway Area	1,500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	337 sqft
Patio Area	580 sqft
Storage Building	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5409 TRACEY DR
City	WACO
State	TX
Zip	76708-5602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RIB
Legal Description	SPRING WOOD LOT 15 BLOCK 1 ACRES .5593
Legal Subdivision	SPRING WOOD
Legal Block	1
Legal Lot Number	15
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2015
Census Tract	4105

Owner

5409 Tracey Dr is owned and occupied by two individuals who bought it in July 2007.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5409 TRACEY DR, WACO, TX 76708-5602
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2007 · Amount on File
Deed Sale	Jul 31, 2007 · Amount on File
Deed Document Number	200727836
Prior Transfer Date	Jul 27, 2007
Prior Transfer Doc	0000027836
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	5409 TRACEY DR, WACO, TX 76708-5602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036129
Date	Oct 9, 2020
Instrument	2020036129

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 5409 Tracey Dr was $5,545 with a homeowner's exemption, up 5.9% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$377,278 (+7.22%) Land $43,366 Building $333,912	$377,278 (-6.59%) Land $43,366 Building $333,912
2025	$5,545.00 (+5.88%) Homeowner's exemption	$351,886 Land $39,470 Building $364,410	$403,880 Land $39,470 Building $364,410
2024	$5,237.00
2023		$405,710 Land $39,470 Building $366,240	$405,710 Land $39,470 Building $366,240
2022	$4,590.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5409 Tracey Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5409 Tracey Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

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