5409 Stafford Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5409 Stafford Cir, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,009 sqft · built 1999
Lot Size	0.248 acres (10,803 sqft)
Owner	Company Name on File
Last Sale	$357,500 (Dec 2023)
Tax Bill	$3,551 (2024)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Dec 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-1N-29-5777-00B00-0110`

Property Details

APN / Parcel Number

Primary APN	`05-1N-29-5777-00B00-0110`
Alternative APN	`N29105577700B000110`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,009 sqft Living Area
Gross Area	2,595 sqft
1st Floor Area	2,009 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2014
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	10,803 sqft (0.248 acres)
Lot Dimensions	129 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	46 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5409 STAFFORD CIR
City	PACE
State	FL
Zip	32571-6840
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WINDSOR FOREST PHASE III LOT 11 BLK B (PB G PG 64) AS DES IN OR 4457 PG 1184
Legal Range	29W
Legal Township	1N
Legal Section	05
Legal Subdivision	WINDSOR FOREST P III
Legal Block	B
Legal Lot Number	11
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2012
Census Tract	10707

Owner

5409 Stafford Cir is owned by a company that bought it in December 2023.

Source: Santa Rosa County records, as of April 14, 2026

Owner of Record	Company Name on File
Mailing Address	309 HOMELAND AVE, CANTONMENT, FL 32533-1209
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Warranty Deed, Transfer · Seller Carry-Back ADRIAN SMILEY
Dec 17, 2021	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Oct 3, 2018	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2023 · Amount on File
Deed Sale	Dec 11, 2023 · Amount on File
Prior Sale	Dec 17, 2021 · Amount on File
Deed Document Number	202354787
Deed Book / Page	4457 / 1184
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 11, 2023
Property Address	5409 STAFFORD CIR, PACE, FL 32571-6840
Document Number	0044571184
Book / Page	4457 / 1184
Map Reference	MB G PG 64
Instrument Date	Nov 17, 2023
Instrument	202354787
Transaction Type	Transfer
Record Updated	Jan 12, 2024
Title Company	ABSOLUTE TITLE/CTRL FL LLC, ABSOLUTE TITLE OF CENTRAL FL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,502.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2740 TEN MILE RD, MILTON, FL 32571-8041

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 HOMELAND AVE, PENSACOLA, FL 32503

Mortgage

Document Number	0044571185
Date	Dec 11, 2023
Instrument	4457/1185

Lender

Name	ADRIAN SMILEY
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	61 Months
Due	Jan 1, 2029

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 17, 2021
Property Address	5409 STAFFORD CIR, PACE, FL 32571-6840
Document Number	0042220467
Book / Page	4222 / 467
Map Reference	MB G PG 64
Instrument Date	Dec 13, 2021
Instrument	202183512
Transaction Type	Transfer
Record Updated	Feb 2, 2022
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5409 STAFFORD CIR, 5409, PACE, FL 32571-6840

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 DEEDRA AVE, PENSACOLA, FL 32514-1540

Mortgage

Document Number	0004222469
Date	Dec 17, 2021
Instrument	4222/469

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5409 STAFFORD CIR, PACE, FL 32571-6840
Transaction Type	Mortgage
Record Updated	Jul 20, 2021
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5409 STAFFORD CIR, MILTON, FL 32571-6840

Mortgage

Document Number	0041291657
Date	Jun 8, 2021
Book Page	4129/1657
Instrument	202138117

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Apr 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 3, 2018
Property Address	5409 STAFFORD CIR, PACE, FL 32571-6840
Document Number	0037711628
Book / Page	3771 / 1628
Map Reference	MB G PG64
Instrument Date	Oct 1, 2018
Instrument	201842812
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,308.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14502 WHITMAN ROND CORP, 14502, CORPUS CHRISTI, TX 78418

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5409 STAFFORD CIR, PACE, FL 32571-6840

Mortgage

Document Number	0201842813
Date	Oct 3, 2018
Instrument	201842813

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$289,034 (+2.18%) Land $45,000 Building $244,034	$289,034 (+2.18%) Land $45,000 Building $244,034
2024	$3,551.00 (+41.42%)	$282,877 (+24.32%) Land $43,000 Building $239,877	$282,877 (+5.61%) Land $43,000 Building $239,877
2023	$2,511.00 (-28.01%)	$227,533 (-12.56%)	$267,844 (+2.93%) Land $43,000 Building $224,844
2022	$3,488.00	$260,214	$260,214 Land $37,000 Building $223,214

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5409 Stafford Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 57 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	10 (1995–2020)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5409 Stafford Cir is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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