5409 Skalak Dr, Williamsburg, VA 23188 Property Records

James City County property record for 5409 Skalak Dr, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,407 sqft · built 1985
Lot Size	0.039 acres (1,699 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Feb 2025)
Tax Bill	$1,157 (2024)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-4 06-0-0165`

Property Details

APN / Parcel Number

Primary APN	`32-4 06-0-0165`
Alternative APN	`19766`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,407 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	1,699 sqft (0.039 acres)

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Deck Area	310 sqft
Patio Area	310 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	19766
Street Address	5409 SKALAK DR
City	WILLIAMSBURG
State	VA
Zip	23188-1939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5 MULTIFA
Legal Description	L-165 S-3B CHISEL RUN
Legal Subdivision	CHISEL RUN
Legal Lot Number	165
Jurisdiction	JAMES CITY VA
Township / Civil Division	JAMESTOWN
Census Block Group	1
Census Block	1006
Census Tract	80205

Owner

Source: James City County records, as of May 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5409 SKALAK DR, WILLIAMSBURG, VA 23188-1939
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Warranty Deed, Transfer · VA Mortgage AMERIS BANK
Jun 3, 2020	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MTG
Jul 6, 2018	Warranty Deed, Transfer ATLANTIC BAY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2025 · Amount on Record
Deed Sale	Feb 25, 2025 · Amount on Record
Prior Sale	Sep 19, 2022 · Amount on Record
Deed Document Number	20252602
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Sep 19, 2022
Property Address	5409 SKALAK DR, WILLIAMSBURG, VA 23188-1939
Document Number	0202213857
Instrument Date	Sep 15, 2022
Instrument	202213857
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	LYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5409 SKALAK DR, WILLIAMSBURG, VA 23188-1939

Mortgage

Document Number	0202213858
Date	Sep 19, 2022
Instrument	202213858

Lender

Name	AMERIS BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jun 3, 2020
Property Address	5409 SKALAK DR, WILLIAMSBURG, VA 23188-1939
Document Number	0000007925
Instrument Date	May 15, 2020
Instrument	7925
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$167.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5409 SKALAK DR WILLIAMSBURG VA 231881939, WILLIAMSBURG, VA 23188-1939

Mortgage

Document Number	7926
Date	Jun 3, 2020
Instrument	7926

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2050

Interest

Rate Type	Fixed Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jul 6, 2018
Property Address	5409 SKALAK DR, WILLIAMSBURG, VA 23188-1939
Document Number	0000011395
Instrument Date	Jun 5, 2018
Instrument	11395
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5409 SKALAK DR WILLIAMSBURG VA 231881939, WILLIAMSBURG, VA 23188-1939

Mortgage

Document Number	11396
Date	Jul 6, 2018
Instrument	11396

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$226,600 (+32.83%) Land $38,500 Building $188,100	$226,600 (+32.83%) Land $38,500 Building $188,100
2024	$1,157.00 (-18.23%)
2023	$1,415.00	$170,600 Land $38,500 Building $132,100	$170,600 Land $38,500 Building $132,100
2022	$1,415.00 (+15.13%)
2019	$1,229.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Glo Fiber.

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