Pasco County property record for 5409 Shell Rd, Land O Lakes, FL 34638
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,268 sqft · built 1997 |
| Lot Size | 0.463 acres (20,200 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,161 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-26-18-0000-03500-0090 |
| Primary APN | 11-26-18-0000-03500-0090 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,268 sqft Living Area |
| Gross Area | 3,796 sqft |
| 1st Floor Area | 2,268 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,200 sqft (0.463 acres) |
| Garage Area | 588 sqft |
| Driveway | Driveway |
| Driveway Area | 1,197 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 377 sqft |
| Porch | Porch |
| Porch Area | 940 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 0979404 |
|---|---|
| Old Parcel Number | 1826110000035000090 |
| Street Address | 5409 SHELL RD |
| City | LAND O LAKES |
| State | FL |
| Zip | 34638-3341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 00R1 |
| Legal Description | LOT 9 DESC AS NORTH 101.00 FT OF SOUTH 928.00 FT OF EAST 200.00 FT OF WEST 1/2 OF NE1/4 OF SE1/4 RESERVING THE EAST 25 FT |
| Legal Range | 18E |
| Legal Township | 26S |
| Legal Section | 11 |
| Legal Subdivision | LAKE THOMAS HOMESITES |
| Legal Block | 35 |
| Legal Lot Number | 9 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 32001 |
5409 Shell Rd is owned and occupied by two individuals who acquired it in November 2003.
Source: Pasco County records, as of December 19, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5409 SHELL RD, LAND O LAKES, FL 34638-3341 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2003 |
| Deed Sale | Nov 19, 2003 |
| Prior Sale | Oct 2, 2001 · Amount on File |
| Deed Document Number | 2003216041 |
| Deed Book / Page | 04735 / 01033 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 5409 SHELL RD, LAND O LAKES, FL 34638-3341 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5409 SHELL RD, LAND O LAKES, FL 34638-3341 |
| Document Number | 0105792532 |
|---|---|
| Date | Mar 25, 2022 |
| Book Page | 10579/2532 |
| Instrument | 2022069724 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 5409 Shell Rd was $3,161 with a homeowner's exemption.
Source: Pasco County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,161.00 Homeowner's exemption | $216,710 Land $68,276 Building $148,434 | $370,259 Land $68,276 Building $301,983 |
| 2023 | $2,962.00 (+11.52%) Additional exemption filed | $204,480 (+3%) Land $68,276 Building $136,204 | $385,373 (+10.7%) Land $68,276 Building $317,097 |
| 2022 | $2,656.00 Homeowner's exemption | $198,530 Land $62,014 Building $136,516 | $348,123 Land $62,014 Building $286,109 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5409 Shell Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 83 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 83 in force |
| Nearby Flood Claims | 18 (1992–2024) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5409 Shell Rd is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Spectrum.
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