5409 Sandy Shell Dr, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 5409 Sandy Shell Dr, Apollo Beach, FL 33572 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2016
Square Footage	1,821 sqft Heated Area
Lot Size	11,931 sqft (0.273 acres)
Occupancy	Owner Occupied
Last Sale	$205,000 (2016)
Tax Bill	$7,169.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`0542430984`
Alternative APN	`U33311981P000022000030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,821 sqft Heated Area
1st Floor	1,821 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2016
Architectural Style	Contemporary Style
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	11,931 sqft (0.273 acres)
Depth X Width	126 ft x 94.7 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	661 sqft Garage
Patio Area	286 sqft Patio
Porch	Open Porch
Porch Area	494 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	0542430984
Street Address	5409 SANDY SHELL DR
City	APOLLO BEACH
State	FL
Zip	33572-3530
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HARBOUR ISLES PHASE 1 LOT 3 BLOCK 22
Legal Range	19E
Legal Township	31S
Legal Section	33
Legal Subdivision	HARBOUR ISLES PHASE 1
Legal Phase	1
Legal Block	22
Legal Lot Number	3
Jurisdiction	HILLSBOROUGH FL
Minor Civil Division	RUSKIN
Census Blockgroup	2
Census Block	2032
Census Tract	14119

Owner

Source: Hillsborough County records · APN 0542430984

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5409 SANDY SHELL DR, APOLLO BEACH, FL 33572-3530
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 22, 2016 · Amount on Record
Deed Sale	Jun 22, 2016 · Amount on Record
Prior Sale	Oct 11, 2012 · Amount on Record
Deed Doc Number	2016242386
Deed Book / Page	24179 / 0259
Record Refreshed	Jun 08, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	5409 SANDY SHELL DR, APOLLO BEACH, FL 33572-3530
Transaction Type	Mortgage
Record Updated	Jul 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5409 SANDY SHELL DR, APOLLO BEACH, FL 33572-3530

Mortgage

Document Number	2021322976
Date	Jun 28, 2021
Instrument	2021322976

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,169.00 (+4.16%) Homeowner's exemption	$225,946 (+5.99%)	$353,503 (+3.86%) Land $122,250 Building $231,253
2023	$6,883.00 (+5.08%) Homeowner's exemption	$213,183 (+3%)	$340,371 (+6.09%) Land $122,250 Building $218,121
2022	$6,550.00 Homeowner's exemption	$206,974	$320,845 Land $95,084 Building $225,761

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Low above 38% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,613 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.