Santa Rosa County property record for 5409 Saint James St, Milton, FL 32583
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.231 acres (10,062 sqft) |
| Owner | Individual Name on File |
| Last Sale | $227,000 (Aug 2026) |
| Tax Bill | $223 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-2N-28-0000-01238-0000 |
| Primary APN | 36-2N-28-0000-01238-0000 |
|---|---|
| Alternative APN |
|
| Lot Area | 10,062 sqft (0.231 acres) |
|---|---|
| Lot Dimensions | 100 ft deep x 101 ft wide |
| Street Address | 5409 SAINT JAMES ST |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32583-8659 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | R1 |
| Legal Description | *DESCRIPTION UPDATED FOR 2025* 36-2N-28W PARCEL 2: COM AT SW SEC COR, THN S89*4516E 1100.00FT ALNG S SEC LN, THN N00*1444E 25.00FT TO N R/W OF JOHNSON RD & SW COR OR 3775 PG 1666, THN S89*4349E 100.00FT TO W R/W ST JAMES ST, THN N00*1444E 100.19FT AL |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | EAST MILTON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10809 |
5409 Saint James St, vacant land, is owned and occupied by an individual who bought it in August 2026.
Source: Santa Rosa County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5409 SAINT JAMES ST, MILTON, FL 32583-8659 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2026 · Amount on File |
| Deed Sale | Aug 12, 2026 · Amount on File |
| Prior Sale | May 12, 2025 · Amount on File |
| Deed Document Number | 202640688 |
| Deed Book / Page | 4777 / 1473 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Aug 12, 2026 |
| Property Address | 5409 SAINT JAMES ST, MILTON, FL 32583-8659 |
| Document Number | 0000040688 |
| Book / Page | 4777 / 1473 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 202640688 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2026 |
| Title Company | CLEAR TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $160,489.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5409 SAINT JAMES ST, MILTON, FL 32583-8659 |
| Document Number | 0000040691, |
|---|---|
| Date | Aug 12, 2026 |
| Instrument | 202640691 |
| Name | HABITAT FOR HUMANITY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0000040689, |
|---|---|
| Date | Aug 12, 2026 |
| Book Page | 4777/1478 |
| Instrument | 202640689 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
The 2025 property tax bill for 5409 Saint James St was $223.
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $223.00 | $18,000 Land $18,000 | $18,000 Land $18,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 5409 Saint James St in Zone X, an area of minimal flood risk, though there have been 78 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 44 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 78 (1979–2021) |
| Claims Outside the SFHA | 16 of 78 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5409 Saint James St is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST MILTON WATER SYSTEM public/private · serves 17,292 people · EPA ID FL1570232 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
May also be available: AT&T.
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