5409 S Central Ave, Chicago, IL 60638 Property Records

Cook County property record for 5409 S Central Ave, Chicago, IL 60638

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,060 sqft · built 1962
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Nov 2018)
Tax Bill	$3,964 (2023)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-09-324-067`

Property Details

APN / Parcel Number

Primary APN	`19-09-324-067`
Alternative APN	`19-09-324-067-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,060 sqft Living Area
1st Floor Area	1,060 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1964
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5409 S CENTRAL AVE
City	CHICAGO
State	IL
Zip	60638-2808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	(CRANE)(VIEW)(ARCHER) AVE HOME ADD TO CHICAGO SUB OF PART OF WH WH SEC 09-38-13
Legal Range	13E
Legal Township	38N
Legal Section	09
Legal Subdivision	CRANE VIEW ARCHER
Legal Block	34
Legal Lot Number	45
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1017
Census Tract	560700

Owner

5409 S Central Ave is owned and occupied by an individual who bought it in November 2018.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	5409 S CENTRAL AVE, CHICAGO, IL 60638-2808
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Nov 28, 2018	Warranty Deed, Transfer · FHA Mortgage NATIONS DIRECT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2018 · Amount on File
Deed Sale	Nov 28, 2018 · Amount on File
Prior Sale	Aug 26, 2015 · Amount on File
Deed Document Number	201833206055
Prior Transfer Date	Jun 13, 1997
Prior Transfer Doc	0000000056
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	5409 S CENTRAL AVE, CHICAGO, IL 60638-2808
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	NOVAS TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009220342
Date	Apr 2, 2021
Instrument	2109220342

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.99%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 28, 2018
Property Address	5409 S CENTRAL AVE, CHICAGO, IL 60638-2808
Document Number	1833206055
Instrument Date	Nov 26, 2018
Instrument	33206055
Transaction Type	Transfer
Record Updated	Dec 7, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8409 S CENTRAL AVE CHICAGO IL 60638, CHICAGO, IL 60638

Mortgage

Document Number	1833206056
Date	Nov 28, 2018
Instrument	33206056

Lender

Name	NATIONS DIRECT MTG
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 27, 2048

Interest

Rate Type	Fixed Rate
Rate	5.12%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$28,000 Land $6,250 Building $21,750	$280,000 Land $62,500 Building $217,500
2023	$3,964.00 (+3.15%)
2022	$3,843.00 (+2.37%) Homeowner's exemption	$22,000 (-) Land $5,000 Building $17,000	$220,000 (-) Land $50,000 Building $170,000
2021	$3,754.00 Homeowner's exemption	$22,000 Land $5,000 Building $17,000	$220,000 Land $50,000 Building $170,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5409 S Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5409 S Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 982 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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