Hennepin County property record for 5409 Miracle Ln, Minnetonka, MN 55345
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.75 ba · 1,477 sqft · built 1956 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $560,000 (Aug 2026) |
| Tax Bill | $6,594 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-117-22-11-0005 |
| Primary APN | 32-117-22-11-0005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 1,477 sqft Living Area |
| Gross Area | 2,154 sqft |
| 1st Floor Area | 1,477 sqft |
| Basement Area | 677 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 126 ft deep x 120 ft wide |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 558 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 240 sqft |
| Deck Area | 342 sqft |
| Patio Area | 100 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 5409 MIRACLE LN |
|---|---|
| City | MINNETONKA |
| State | MN |
| Zip | 55345-4438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 008 BLOCK 001 B WOODLAND HILLS ADDN W 120X126X134X119 |
| Legal Range | 22 |
| Legal Township | 117 |
| Legal Section | 32 |
| Legal Quarter | 11 |
| Legal Subdivision | WOODLAND HILLS ADDN |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | MINNETONKA |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 26205 |
Source: Hennepin County records · APN 32-117-22-11-0005
Assessment roll updated June 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5409 MIRACLE LN, MINNETONKA, MN 55345-4438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 04, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE |
| May 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WINGS FINANCIAL CU |
| Sep 22, 2020 | Affidavit of Death, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 04, 2026 · Amount on Record |
| Deed Sale | Aug 04, 2026 · Amount on Record |
| Deed Document Number | 20266217119 |
| Prior Transfer Date | Jan 02, 2013 |
| Prior Transfer Doc | 0005045608 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Aug 04, 2026 |
| Property Address | 5409 MIRACLE LN, MINNETONKA, MN 55345-4438 |
| Document Number | 0006217119 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 20266217119 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2026 |
| Title Company | TITLESMART |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $192,304.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5409 MIRACLE LN, MINNETONKA, MN 55345-4438 |
| Document Number | 0006217120, |
|---|---|
| Date | Aug 04, 2026 |
| Instrument | 20266217120 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 5409 MIRACLE LN, MINNETONKA, MN 55345-4438 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0T05832332 |
|---|---|
| Date | May 04, 2021 |
| Instrument | T05832332 |
| Name | WINGS FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55124 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Sep 22, 2020 |
| Property Address | 5409 MIRACLE LN, MINNETONKA, MN 55345-4438 |
| Document Number | 0005752627 |
| Instrument Date | Sep 14, 2020 |
| Instrument | 5752627 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5409 MIRACLE LN MINNETONKA MN 553454438, MINNETONKA, MN 55345-4438 |
Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Minnetonka City |
| Unified School District | Minnetonka Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,594.00 (+5.79%) | $487,900 (+2.74%) Land $202,400 Building $285,500 | $487,900 (+2.74%) Land $202,400 Building $285,500 |
| 2024 | $6,233.00 (+26.02%) | $474,900 (+19.83%) Land $202,400 Building $272,500 | $474,900 (+19.83%) Land $202,400 Building $272,500 |
| 2023 | $4,946.00 Homeowner's exemption | ||
| 2022 | $396,300 Land $202,400 Building $193,900 | $396,300 Land $202,400 Building $193,900 |
Source: FEMA National Flood Hazard Layer as of December 25, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| BIF IV Intrepid HoldCo Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Lumen Technologies DSL | 140 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 326 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Minnetonka serves 54,474 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Copper | 1.4 mg/L (2017–2019) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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