St. Louis County property record for 5409 McGregor Rd, Saginaw, MN 55779
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,008 sqft · built 1975 |
| Lot Size | 35 acres (1,524,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $275,900 (Jun 2016) |
| Tax Bill | $3,900 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 380-0010-03520 |
| Primary APN | 380-0010-03520 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Gross Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 900 sqft |
| Finished Basement | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 1,524,600 sqft (35 acres) |
| Garage Area | 1,512 sqft |
| Porch | Patio |
|---|---|
| Porch Area | 126 sqft |
| Deck Area | 70 sqft |
| Pole Barn | 512 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1010400 |
|---|---|
| Street Address | 5409 MCGREGOR RD |
| City | SAGINAW |
| State | MN |
| Zip | 55779-9417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNS |
| Legal Description | SW1/4 OF NE1/4 EX COMM AT SW COR OF SEC 17THENCE ON AN ASSUMED BEARING S89DEG45'53"E2608.05 FT ALONG S LINE OF SW1/4 TO S1/4 |
| Legal Range | 16W |
| Legal Township | 51N |
| Legal Section | 17 |
| Legal Subdivision | GRAND LAKE TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GRAND LAKE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 11102 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5409 MCGREGOR RD, SAGINAW, MN 55779-9417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2016 · Amount on Record |
| Deed Sale | Jun 9, 2016 · Amount on Record |
| Deed Document Number | 20161286202 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5409 MCGREGOR RD, SAGINAW, MN 55779-9417 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001417133 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | 1417133 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Grand Lake Township |
| Unified School District | Proctor Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,900.00 (+1.93%) Homeowner's exemption | ||
| 2025 | $3,826.00 (+25.2%) Homeowner's exemption | $398,600 (-1.07%) Land $179,700 Building $218,900 | $398,600 (-1.07%) Land $179,700 Building $218,900 |
| 2024 | $3,056.00 | $402,900 (+64.11%) Land $179,700 Building $223,200 | $402,900 (+64.11%) Land $179,700 Building $223,200 |
| 2022 | $245,500 Land $86,700 Building $158,800 | $245,500 Land $86,700 Building $158,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 1,000 / 1,000 |
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