5409 Macroom Ct, Matthews, NC 28104 Property Records

Mecklenburg County property record for 5409 Macroom Ct, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,650 sqft · built 1996
Lot Size	0.347 acres (15,115 sqft)
Owner	Individual Name on Record
Last Sale	$351,000 (May 2019)
Tax Bill	$4,041 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-054-646`

Property Details

APN / Parcel Number

Primary APN	`07-054-646`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,650 sqft Living Area
Gross Area	3,273 sqft
1st Floor Area	1,097 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,115 sqft (0.347 acres)
View / Lot	Waterfront / Beach
Garage Type	Attached
Garage Area	547 sqft
Parking Spaces	2 Parking Spaces
Deck Area	249 sqft
Patio Area	249 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5409 MACROOM CT
City	MATTHEWS
State	NC
Zip	28104-0600
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-15 STALL
Legal Description	#314 SHANNAMARA-WICKLOW PH1 SEC4 OPCE092
Legal Subdivision	SHANNAMARA - WICKLOW
Jurisdiction	UNION NC
Township / Civil Division	13, MORNING STAR
Census Block Group	2
Census Block	2021
Census Tract	5713

Owner

Source: Mecklenburg County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5409 MACROOM CT, MATTHEWS, NC 28104-0600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Deed of Trust, Mortgage · Line of Credit TRULIANT FCU
Aug 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 1, 2019	Warranty Deed, Transfer · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2019 · Amount on Record
Deed Sale	May 1, 2019 · Amount on Record
Prior Sale	Jul 24, 2015 · Amount on Record
Deed Document Number	201911559
Deed Book / Page	7361 / 590
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5409 MACROOM CT, MATTHEWS, NC 28104-0600
Transaction Type	Mortgage
Record Updated	Dec 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008820891
Date	Dec 1, 2023
Book Page	8820/891
Instrument	28884

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5409 MACROOM CT, MATTHEWS, NC 28104-0600
Transaction Type	Mortgage
Record Updated	Aug 20, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5409 MACROOM CT, MATTHEWS, NC 28104-0600

Mortgage

Document Number	8195590
Date	Aug 5, 2021
Book Page	8195/590
Instrument	36919

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 1, 2019
Property Address	5409 MACROOM CT, MATTHEWS, NC 28104-0600
Document Number	0007361590
Book / Page	7361 / 590
Map Reference	CAB E FILE 92
Instrument Date	May 1, 2019
Instrument	0011559
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	HARBOR CITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$702.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8713 DARTMOOR PL, 8713, MINT HILL, NC 28227-7033

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5409 MACROOM CT, MATTHEWS, NC 28104-0600

Mortgage

Document Number	0000011560
Date	May 1, 2019
Instrument	0011560

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Stallings Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$596,900 (-) Land $124,000 Building $472,900	$596,900 (-) Land $124,000 Building $472,900
2025	$4,041.00 (+34.03%)	$596,900 (+65.62%) Land $124,000 Building $472,900	$596,900 (+65.62%) Land $124,000 Building $472,900
2023	$3,015.00	$360,400 Land $81,500 Building $278,900	$360,400 Land $81,500 Building $278,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REEDY CREEK MHP private · serves 64 people · EPA ID NC0160168
Water Source	Groundwater
Last State Inspection	Aug 2024
Also Mapped Here	UNION COUNTY WATER SYSTEM
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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