5409 Lydia Ct, Spring Hill, FL 34608 Property Records

Hernando County property record for 5409 Lydia Ct, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,296 sqft · built 1988
Lot Size	0.566 acres (24,664 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Dec 2021)
Tax Bill	$5,265 (2025)
Deeds & Mortgages	Jun 2023 Transfer Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5230-1583-0060`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5230-1583-0060`
Alternative APNs	`00634709` `634709`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,296 sqft Living Area
Gross Area	3,200 sqft
1st Floor Area	2,296 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1995
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,664 sqft (0.566 acres)
Lot Dimensions	117 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	448 sqft
Porch	Screened Porch
Porch Area	1,652 sqft
Patio Area	256 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00634709
Street Address	5409 LYDIA CT
City	SPRING HILL
State	FL
Zip	34608-1754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 23 BLOCK 1583 LOT 6
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 23
Legal Block	1583
Legal Lot Number	6
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2004
Census Tract	41201

Owner

Source: Hernando County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5409 LYDIA CT, SPRING HILL, FL 34608-1754
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Dec 6, 2021	Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2021 · Amount on File
Deed Sale	Dec 6, 2021 · Amount on File
Prior Sale	Oct 4, 2007 · Amount on File
Deed Document Number	202191714
Deed Book / Page	4095 / 507
Prior Transfer Date	Oct 25, 2012
Prior Transfer Doc	0029481301
Record Updated	Sep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Jun 28, 2023
Property Address	5409 LYDIA CT, SPRING HILL, FL 34608-1754
Document Number	0043151518
Book / Page	4315 / 1518
Map Reference	MB 10 PG 44-52
Instrument Date	Jun 7, 2023
Instrument	2023040908
Transaction Type	Transfer
Record Updated	Jan 11, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5409 LYDIA CT, SPRING HILL, FL 34608-1754

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5409 LYDIA CT, SPRING HILL, FL 34608-1754

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 6, 2021
Property Address	5409 LYDIA CT, SPRING HILL, FL 34608-1754
Document Number	0040950507
Book / Page	4095 / 507
Map Reference	MB 10 PG 44-52
Instrument Date	Oct 20, 2021
Instrument	2021091714
Transaction Type	Transfer
Record Updated	Jan 11, 2024
Title Company	TROPIC TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 HOLLOWAYS LANE, WELHAM GREEN, FL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7897 CHAUCER DR, WEEKI WACHEE, FL 34607-2202

Mortgage

Document Number	0004095509
Date	Dec 6, 2021
Instrument	4095/509

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,265.00 (+4.55%)	$359,818 (-3.06%) Land $44,888 Building $314,930	$359,818 (-5.93%) Land $44,888 Building $314,930
2023		$371,189 (+3%) Land $60,009 Building $311,180
2022	$5,036.00 Homeowner's exemption	$360,378 Land $28,364 Building $332,014	$382,484 Land $43,162 Building $339,322

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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