Okaloosa County property record for 5409 Hwy 4, Baker, FL 32531
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,152 sqft · built 1988 |
| Lot Size | 0.877 acres (38,204 sqft) |
| Owner | 2 Owner Names on File |
| Tax Bill | $858 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-595-3295-2 |
| Primary APN | C56-000-595-3295-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,152 sqft Heated Area |
| Gross Area | 1,383 sqft |
| 1st Floor Area | 888 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 38,204 sqft (0.877 acres) |
| Lot Width | 260 ft Width |
| Porch | Enclosed Porch |
| Porch Area | 231 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 5409 HIGHWAY 4 |
|---|---|
| City | BAKER |
| State | FL |
| Zip | 32531-8435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NW1/4 OF SW1/4 N OF HY EX .06 A IN NW COR AS OR 190 PG 449&EX OR 378PG 372 & EX OR 342 PG 549 SUBJECT TO EASEMENT ACROSS THE |
| Legal Range | 24 |
| Legal Township | 03N |
| Legal Section | 16 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 20101 |
The current owner of 5409 Hwy 4 acquired it in April 2011.
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 5409 HIGHWAY 4, BAKER, FL 32531-8435 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 4, 2011 |
| Transfer Doc | 0029791087 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 5409 Hwy 4 was $858 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $858.00 Homeowner's exemption | $113,366 | $115,798 Land $10,895 Building $104,903 |
| 2023 | $824.00 (+138.84%) Homeowner's exemption | $110,160 (+63.87%) Land $9,256 Building $100,904 | $110,160 (+8.09%) Land $9,256 Building $100,904 |
| 2022 | $345.00 Homeowner's exemption Widower's exemption Additional exemption filed | $67,223 | $101,914 Land $8,650 Building $93,264 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5409 Hwy 4 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5409 Hwy 4 is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILLIGAN WATER SYSTEM, INC. private · serves 2,450 people · EPA ID FL1460472 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: CenturyLink.
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